BitLease LTO contracts give you full economic ownership from day one, including staking rewards on eligible assets. Your asset works for you while you pay for it, and every reward earned clears a faster path to full ownership.
Lease to Own (LTO) digital assets: no full capital required, yours from the start.
Staking & Rewards, Activating Soon. Available at platform launch.
THE MECHANISM
In traditional staking, you usually have to own the asset outright before you can start earning. BitLease LTO changes that. From the moment your contract is executed, eligible assets are delegated to institutional validators, and 80% of all staking rewards flow directly to you. This happens before your first installment and continues until your last.
CONTRACT EXECUTED
↓
ASSET SECURED IN MPC ESCROW
↓
BITLEASE DELEGATES TO INSTITUTIONAL VALIDATORS
↓
STAKING REWARDS GENERATED
↓
80% → YOUR ACCOUNT
20% → BITLEASE PLATFORM FEE
↓
APPLY TO BALANCE OR HOLDYou never need to worry about selecting validators, managing keys, or monitoring uptime. We select institutional-grade validators and manage the delegation for the life of your contract. Your rewards arrive in your Earn Wallet, and you decide what happens next.
Once rewards hit your wallet, you're in control:
Any reward you transfer to your LTO Wallet can be applied directly to your outstanding balance. This reduces what you owe and accelerates your path to full ownership without you having to pay a penny extra.
STAKING REWARDS ARE NOT A BONUS. THEY ARE A RIGHT. WRITTEN INTO YOUR CONTRACT FROM DAY ONE.
ASSET STAKING RATES
Staking yields vary by asset, determined by each network's consensus mechanism, validator economics, and current participation rate. All yields below are estimated based on current network conditions and are subject to change.
| Asset | Staking type | Est. annual yield | Your share (80%) | BitLease fee (20%) | Availability |
|---|---|---|---|---|---|
| ETH | PoS | ~3.5% | ~2.8% | ~0.7% | ● Available |
| SOL | PoS | ~7.0% | ~5.6% | ~1.4% | ● Available |
| BNB | PoSA | ~5.0% | ~4.0% | ~1.0% | ● Available |
| BTC | — | N/A | N/A | N/A | ✕ Not available |
| XRP | — | N/A | N/A | N/A | ✕ Not available |
Staking yields vary by asset based on network consensus and participation rates. These yields are estimates based on current conditions:
Solana's estimated annual staking yield. The highest of any LTO-eligible asset, with 80% flowing to you from day one.
BNB Chain (BNB)'s estimated annual yield. Combined with quarterly burns, holders benefit from both yield and scarcity.
Ethereum (ETH)'s estimated annual yield. Supported by the most established PoS staking infrastructure in the ecosystem.
THREE ASSETS. THREE YIELD STREAMS. ALL FLOWING TO YOU FROM CONTRACT EXECUTION.
PUT REWARDS TO WORK
The Convert feature in your BitLease dashboard allows you to apply staking rewards directly toward your obligation automatically on your schedule. Every reward converted reduces your remaining balance. Every reduction accelerates your ownership timeline.
Staking rewards arrive continuously, calculated and distributed based on network cycles. They appear in your dashboard as earned rewards.
At any time, you can apply accumulated rewards toward your obligation balance to reduce what you owe. Or hold them as additional digital asset exposure earned during your lease.
Every reward applied reduces your Total Obligation. As your balance decreases, your path to full ownership shortens, without any additional payment from you.
EXAMPLE: SOL LTO CONTRACT
Starting obligation: $10,000
Monthly installment: (per your plan)
SOL staking yield: ~7% annually
Monthly reward (80%): ~$47 (illustrative)
Applied to balance: Reduces obligation
month by month
RESULT:
Your asset partially
pays for itself,
before your final installment.Convert Feature, Activating Soon. Available at platform launch.
THE ASSET YOU'RE PAYING FOR IS ALSO PAYING FOR ITSELF. THAT IS THE LTO DIFFERENCE.
WHAT YOU OWN
Your right to these rewards isn't a "feature" we can change or remove. It is written into your LTO contract. BitLease cannot redirect or reduce your 80% share without your consent. This distribution is contractual, not discretionary.
Your staking rewards start at execution and before your first due. You earn from the asset before you've even made your first payment.
Rewards are generated by the network, not the market or BitLease. Whether prices are up 200% or down 60%, your rewards continue at the network rate. Market conditions do not affect your reward stream.
If you choose an Early Exit, all rewards earned up to that date are yours to keep. We never "claw them back." They are not offset against any outstanding obligation unless you choose to apply them.
Once rewards hit your account, they become free assets, and they are owned by you and immediately transferable and independent of your contract.
YOUR STAKING REWARDS ARE NOT CONDITIONAL. THEY ARE CONTRACTUAL.
Most ownership models
make you wait to benefit.
LTO makes your asset
work for you while you wait.
LTO earn while you own
Choose a staking-eligible asset. Start your LTO contract. Watch your rewards reduce your path to full ownership, automatically.