BitLease LTO contracts give you full economic ownership from day one — including staking rewards on eligible assets. Your asset works for you while you pay for it. Every reward earned reduces your path to full ownership.
Lease to Own (LTO) digital assets — no full capital required, yours from day one.
Staking & Rewards — Activating Soon. Available at platform launch.
THE MECHANISM
In traditional staking, you must own the asset outright before you can stake it. BitLease LTO changes this. From the moment your contract is executed, eligible assets are delegated to institutional validators by BitLease — and 80% of all staking rewards flow directly to you. Before your first installment. Before your last.
CONTRACT EXECUTED
↓
ASSET SECURED IN MPC ESCROW
↓
BITLEASE DELEGATES TO INSTITUTIONAL VALIDATORS
↓
STAKING REWARDS GENERATED
↓
80% → YOUR ACCOUNT
20% → BITLEASE PLATFORM FEE
↓
APPLY TO BALANCE OR HOLDYou never need to select validators, manage keys, or monitor uptime. BitLease selects institutional-grade validators and manages delegation for the full duration of your contract. Your rewards arrive in your Earn Wallet — you decide what to do with them.
Once rewards arrive in your Earn Wallet, you control what happens next:
Every staking reward transferred to your LTO Wallet can be applied directly toward your outstanding obligation. This reduces your remaining balance — and accelerates your path to full ownership — without any additional payment from you.
STAKING REWARDS ARE NOT A BONUS. THEY ARE A RIGHT. WRITTEN INTO YOUR CONTRACT FROM DAY ONE.
ASSET STAKING RATES
Staking yields vary by asset — determined by each network's consensus mechanism, validator economics, and current participation rate. All yields below are estimated based on current network conditions and are subject to change.
| Asset | Staking type | Est. annual yield | Your share (80%) | BitLease fee (20%) | Availability |
|---|---|---|---|---|---|
| ETH | PoS | ~3.5% | ~2.8% | ~0.7% | ● Available |
| SOL | PoS | ~7.0% | ~5.6% | ~1.4% | ● Available |
| BNB | PoSA | ~5.0% | ~4.0% | ~1.0% | ● Available |
| BTC | — | N/A | N/A | N/A | ✕ Not available |
| XRP | — | N/A | N/A | N/A | ✕ Not available |
Staking yields are estimated based on current network conditions and may vary. BTC and XRP do not support native staking on their respective networks. BitLease explores available yield mechanisms for BTC holders through structured earn products — details available in your dashboard.
Solana's estimated annual staking yield — the highest of any LTO-eligible asset. 80% flows directly to you from day one.
BNB Chain's estimated annual staking yield. Combined with quarterly burns, BNB holders benefit from both yield and scarcity.
Ethereum's estimated annual staking yield. The most established PoS staking infrastructure in the digital asset ecosystem.
THREE ASSETS. THREE YIELD STREAMS. ALL FLOWING TO YOU FROM CONTRACT EXECUTION.
PUT REWARDS TO WORK
The Convert feature in your BitLease dashboard allows you to apply staking rewards directly toward your outstanding obligation — automatically, on your schedule. Every reward converted reduces your remaining balance. Every reduction accelerates your ownership timeline.
Staking rewards arrive continuously — calculated and distributed based on network epoch cycles. They appear in your dashboard as earned rewards.
At any time, you can apply accumulated rewards toward your outstanding obligation balance — reducing what you owe. Or hold them as free assets — additional digital asset exposure earned during your lease.
Every reward applied reduces your Total Obligation. As your balance decreases, your path to full ownership shortens — without any additional payment from you.
EXAMPLE: SOL LTO CONTRACT
Starting obligation: $10,000
Monthly installment: (per your plan)
SOL staking yield: ~7% annually
Monthly reward (80%): ~$47 (illustrative)
Applied to balance: Reduces obligation
month by month
RESULT:
Your asset partially
pays for itself —
before your final installment.Convert Feature — Activating Soon. Available at platform launch.
THE ASSET YOU'RE PAYING FOR IS ALSO PAYING FOR ITSELF. THAT IS THE LTO DIFFERENCE.
WHAT YOU OWN
Your right to staking rewards is not a platform feature that can be changed or removed. It is written into your LTO contract at execution. BitLease cannot redirect, retain, or reduce your 80% reward share without your consent. The reward distribution is contractual — not discretionary.
Your staking rewards begin accruing from contract execution — before your first installment is due. You earn from the asset before you've made a single payment toward it.
Staking rewards are generated by the network — not by BitLease and not by the market. Whether BTC is up 200% or SOL is down 60%, your staking rewards continue at the network rate. Market conditions do not affect your reward stream.
If you choose Early Exit, all staking rewards earned to the exit date are yours to keep. They are not clawed back. They are not offset against any outstanding obligation unless you choose to apply them.
Once staking rewards are distributed to your account, they become free assets — fully owned by you, immediately transferable, and independent of your LTO contract obligations.
YOUR STAKING REWARDS ARE NOT CONDITIONAL. THEY ARE CONTRACTUAL.
Most ownership models
make you wait to benefit.
LTO makes your asset
work for you while you wait.
LTO earn while you own
Choose a staking-eligible asset. Start your LTO contract. Watch your rewards reduce your path to full ownership — automatically.