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Risk Warning: Digital assets are highly volatile and subject to market risks. BitLease does not provide investment, financial, tax, or legal advice. The LTO (Lease-to-Own) service may not be suitable for all users. Past performance of any digital asset is not indicative of future results. Platform Reference Prices may differ from real-time exchange prices. BitLease is not a cryptocurrency exchange and does not operate an order book. All LTO Contracts are non-recourse — your maximum loss is limited to payments made. Please ensure you fully understand the risks involved and consult our Risk Disclosure document before proceeding. Our services are not available to residents of restricted jurisdictions, including but not limited to the United States.

BitLease Technologies Ltd. is a subsidiary of 49G Holding, incorporated in Abu Dhabi Global Market (ADGM) (Registration No. 34619)

© 2026 BitLease Technologies Ltd.. All rights reserved.

Lessor Investment Agreement

Contract B, Yield Contract

BitLease Technologies Ltd. A subsidiary of 49G Holding Incorporated in Abu Dhabi Global Market (ADGM) ADGM Registration No. : 34619

Contract Reference: INV-[AUTO-GENERATED]

Date of Execution:

Version: 1.

PARTIES

PLATFORM OPERATOR: BitLease Technologies Ltd., a company incorporated in Abu Dhabi Global Market (ADGM), United Arab Emirates, and a wholly owned subsidiary of 49G Holding (hereinafter “BitLease”).

Registered Address: Unit PC-1, Level 7, Al Maryah Tower, Abu Dhabi Global Market Square, Abu Dhabi, Al Maryah Island, United Arab Emirates, ADGM Registration No.: 34619

CAPITAL PROVIDER (LESSOR): [Full Legal Entity Name] Incorporated in: [Jurisdiction] Registration No.: [Number] Registered Address: [Address] Authorized Signatory: [Name, Title] (hereinafter “Lessor” or “Capital Provider”)

BitLease and the Lessor are individually referred to as a “Party” and collectively as the “Parties.”

RECITALS

WHEREAS:

A. BitLease operates a structured digital asset financing platform under the Lease-to-Own (LTO) model, enabling Clients (Lessees) to acquire digital assets through contractual installment arrangements.

B. BitLease acts as the Direct Counterparty to both Clients (under LTO Contracts / Contract A, Ownership Contracts) and to institutional Capital Providers (under Investment Contracts / Contract B, Yield Contracts);

C. Under the Direct Counterparty model, Clients and Lessors have no contractual, financial, or informational relationship with each other. BitLease stands between both sides, absorbing all market and counterparty risk through the HyperHedge™ solvency program developed by 49G Holding.

D. The Lessor is an institutional entity that has completed BitLease’s Know Your Business (KYB) verification, satisfies the eligibility requirements set out in this Agreement, and wishes to deploy capital through BitLease in exchange for a fixed-rate, contractual yield;

E. The Lessor understands that its return is contractual and fixed. It is not linked to digital asset prices, Client payment performance, or market conditions. BitLease absorbs all market risk and Client default risk.

F. The Lessor has been provided with and has reviewed BitLease’s Institutional Product Framework, Compliance Statement, Risk Disclosure (Lessor Edition), and this Agreement.

NOW, THEREFORE, in consideration of the mutual covenants contained herein, the Parties agree as follows:

PART I: DEFINITIONS AND INTERPRETATION

Article 1: Definitions

“Agreement” means this Lessor Investment Agreement (Contract B), including all Schedules and Annexes.

“Capital Deployment” means the provision of stablecoin capital by the Lessor to BitLease under the terms of this Agreement for use by BitLease in connection with the origination and funding of LTO Contracts (Contract A) with Clients.

“Capital Deployment Amount” means the total amount of stablecoin deployed by the Lessor, as specified in Schedule A.

“Committed Capital” means the total capital the Lessor has committed to deploy under this Agreement, which may be deployed in tranches over the Deployment Period as specified in Schedule A.

“Deployment Period” means the period during which the Lessor deploys capital, as specified in Schedule A.

“Direct Counterparty” means BitLease’s structural role as the sole contractual counterparty to both Clients and Lessors. The Lessor contracts exclusively with BitLease. The Lessor has no relationship with any Client.

“Fixed Yield Rate” means the annualized rate of return payable by BitLease to the Lessor on deployed capital, as specified in Schedule A. The Fixed Yield Rate is contractual, predetermined, and independent of the performance of the digital asset market.

“HyperHedge™” means BitLease’s proprietary solvency program, developed and operated by 49G Holding, maintaining the invariant: TAV + Hedge PnL ≥ Total Lessor Debt, enforced programmatically 24/7.

“Investment Term” means the duration of this Agreement from the first Capital Deployment to the Maturity Date, as specified in Schedule A.

“Maturity Date” means the date on which the Investment Term concludes and the Capital Deployment Amount plus all accrued and unpaid yield becomes due and payable to the Lessor, as specified in Schedule A.

“Net Asset Value” or “NAV” means, for reporting purposes, the Lessor’s outstanding Capital Deployment Amount plus accrued but unpaid yield at any point during the Investment Term.

“Yield Payment” means each periodic payment of the Fixed Yield by BitLease to the Lessor, made in accordance with the Yield Payment Schedule in Schedule B.

“Yield Payment Date” means each date on which a Yield Payment is due, as specified in Schedule B.

“Total Lessor Debt” means the aggregate of all outstanding obligations owed by BitLease to all Lessors across all active Investment Contracts. This is one of the three components of the HyperHedge™ solvency invariant.

Article 2: Interpretation

2.1 This Agreement is governed by and construed in accordance with the laws of Abu Dhabi Global Market (ADGM).

2.2 In the event of conflict between this Agreement and any general policy document (Terms of Service, Compliance Statement), this Agreement prevails for matters specific to the Lessor relationship.

2.3 Headings are for convenience only. “Including” means “including without limitation.”

PART II: LEGAL CHARACTERIZATION

Article 3: Nature of the Arrangement

3.1 Fixed-Income Contractual Yield

This Agreement constitutes a bilateral contract under which the Lessor provides capital to BitLease, BitLease pays the Lessor a fixed-rate yield on the deployed capital, and BitLease returns the deployed capital at maturity.

The economic profile is analogous to a fixed-income instrument: the Lessor receives predictable, contractual returns that are independent of the performance of any underlying asset.

3.2 What This Agreement Is NOT

To ensure complete clarity about the nature of this relationship:

This Agreement is not a deposit. The Capital Deployment is not a bank deposit. It is not covered by any deposit insurance or depositor protection scheme. BitLease is not a bank. This Agreement is not a loan from the Lessor to Clients. The Lessor does not lend to Clients. The Lessor contracts with BitLease. BitLease’s use of the capital is at BitLease’s sole discretion within the LTO operational framework. This Agreement is not a security, bond, or note. It is a bilateral contract, not a tradeable financial instrument. It is not transferable on any secondary market (see Article 16). This Agreement is not a collective investment or fund. The Lessor’s capital is not pooled with other Lessors’ capital into a collective vehicle. Each Investment Contract is bilateral and individual. This Agreement is not a partnership or joint venture. The Parties are independent contractors. This Agreement does not create a partnership, joint venture, agency, or fiduciary relationship. This Agreement is not equity or ownership in BitLease. The Lessor does not acquire any ownership interest, share, or equity in BitLease or 49G Holding.

3.3 Accounting Treatment

This Agreement is structured to facilitate clear institutional accounting treatment. The relevant frameworks include IFRS 9 (Financial Instruments), under which the Lessor may classify the arrangement as a financial asset measured at amortized cost, subject to the Lessor’s own accounting assessment; IFRS 16 (Leases), where the Lessor classifies the arrangement as a lease receivable; ASC 842 (US GAAP) for US-reporting Lessors; and applicable local standards.

BitLease provides reporting packages designed to support the Lessor’s accounting and audit requirements (see Article 12). However, the Lessor is responsible for its own accounting classification and treatment.

PART III: CAPITAL DEPLOYMENT

Article 4: Commitment and Deployment

4.1 Committed Capital

The Lessor commits to deploy the Committed Capital amount specified in Schedule A, subject to the deployment conditions set out herein.

4.2 Deployment Mechanism

Capital is deployed in stablecoins to BitLease’s designated institutional receiving account. Deployment may occur as a lump sum (full Committed Capital deployed at inception), in tranches (capital deployed in pre-agreed tranches over the Deployment Period), or on demand (capital deployed upon BitLease’s drawdown notice, within agreed notice periods and limits), as specified in Schedule A.

4.3 Deployment Confirmation

BitLease confirms receipt of each Capital Deployment within one (1) business day, providing the amount received, date of receipt, and cumulative deployed amount. Yield accrual begins on the business day following confirmed receipt.

4.4 Use of Capital

BitLease uses the deployed capital for the origination, funding, and management of LTO Contracts (Contract A) with Clients, and for related operational purposes, including hedging through the HyperHedge™ program. The Lessor has no control over, approval rights regarding, or visibility into individual LTO Contracts funded with the deployed capital.

4.5 No Earmarking

The Lessor’s capital is not earmarked for specific LTO Contracts or specific Clients. BitLease manages its capital pool holistically. The Lessor’s contractual claim is against BitLease as an entity, not against any specific asset or contract.

PART IV: YIELD

Article 5: Fixed Yield

5.1 Rate

BitLease shall pay the Lessor a fixed yield at the Fixed Yield Rate specified in Schedule A, calculated on the outstanding Capital Deployment Amount.

5.2 Calculation

Yield is calculated as:

Yield Payment = (Outstanding Capital Deployment Amount x Fixed Yield Rate x Days in Period) / 365

Where Outstanding Capital Deployment Amount equals total capital deployed minus any capital returned, "Fixed Yield Rate" is the annualized rate specified in Schedule A, and "Days in Period" is the number of calendar days in the relevant Yield Payment Period.

5.3 Fixed and Unconditional

The Fixed Yield Rate is central to the value proposition of this agreement, and its characteristics deserve clear articulation.

The rate is fixed at execution. It does not change during the Investment Term regardless of market conditions, interest rate movements, digital asset price changes, or BitLease’s financial performance. The rate is unconditional. It is not contingent on the performance of any underlying LTO Contract, digital asset, or Client payment behavior. BitLease’s obligation to pay the Fixed Yield is a binding contractual commitment, not a discretionary distribution. And the rate is independent of market risk. The Lessor has zero exposure to digital asset price movements. If Bitcoin drops 80%, the Lessor’s yield is unchanged. If Bitcoin rises 500%, the Lessor’s yield is unchanged.

Article 6: Yield Payment Schedule

6.1 Yield is paid in stablecoins to the Lessor’s designated receiving account on the Yield Payment Dates specified in Schedule B.

6.2 Payment frequency options (as agreed in Schedule A):

FrequencyYield Payment Dates
MonthlyLast business day of each calendar month
QuarterlyLast business day of March, June, September, and December
Semi-annuallyLast business day of June and December
At maturitySingle payment at Maturity Date (yield compounds)

6.3 If a Yield Payment Date falls on a non-business day, payment is made on the next business day without adjustment to the yield amount.

6.4 Each Yield Payment is accompanied by a Yield Statement detailing the period covered, Capital Deployment Amount, Fixed Yield Rate, days in period, calculated yield, and cumulative yield paid to date.

PART V: INSULATION AND RISK ALLOCATION

Article 7: Market Risk Insulation

7.1 Zero Market Exposure

The Lessor has zero exposure to digital asset price movements. This is the foundational proposition of Contract B.

If the aggregate value of digital assets under LTO Contracts declines, the Lessor’s yield is unaffected. If the aggregate value increases, the Lessor does not participate in the upside (the upside belongs to Clients under their Economic Utility). The Lessor’s return is purely contractual: it is a function of the Fixed Yield Rate and deployed capital, nothing else. This insulation is maintained by BitLease through the HyperHedge™ solvency program.

7.2 Comparison to Traditional Fixed Income

The Lessor’s return profile under this Agreement is economically comparable to a fixed-rate corporate bond or note, a term deposit with a fixed interest rate, a finance lease receivable with a fixed implicit rate, or a fixed-rate secured lending arrangement (though this Agreement is not a loan).

The key difference: the underlying exposure is digital asset-related, but the Lessor never bears that exposure directly. BitLease absorbs it.

Article 8: Client Default Insulation

8.1 No Exposure to Client Defaults

The Lessor has zero exposure to Client payment defaults.

If a Client misses payments and their LTO Contract is terminated, the Lessor’s yield is unaffected. If multiple Clients default simultaneously, the Lessor’s yield is unaffected. BitLease absorbs all Client default risk. Default losses are managed through the HyperHedge™ Insurance Treasury and the non-recourse structure of LTO Contracts. The Lessor is not informed of individual Client defaults. The Lessor receives only aggregated, anonymized portfolio performance data.

8.2 No Exposure to Individual Contracts

The Lessor has no visibility into, no claim against, and no risk from any individual LTO Contract. The Lessor’s claim is against BitLease as a corporate counterparty, supported by the HyperHedge™ solvency framework.

Article 9: Client-Lessor Firewall

9.1 Absolute Separation

The Direct Counterparty model creates an absolute firewall between Clients and Lessors. The Lessor never knows the identity of any Client. The Lessor never sees individual Client contract terms, payment histories, or default events. No Client personal data is ever shared with the Lessor (see Privacy Policy). The Lessor’s capital is not traceable to any specific Client or LTO Contract. No Client has any claim against the Lessor, and no Lessor has any claim against any Client. This separation is enforced at the database architecture level, not merely by policy.

9.2 Information the Lessor Receives

The Lessor receives only its own Investment Contract data (capital deployed, yield earned, payment schedule), aggregated and anonymized portfolio metrics (total LTO Contracts outstanding, aggregate default rate, aggregate solvency metrics), HyperHedge™ solvency data (TAV, HPNL, Total Lessor Debt, Solvency Index), platform-wide statistics (total value locked, number of active contracts), and regulatory and compliance reporting as required.

PART VI: HYPERHEDGE™ AND SOLVENCY

Article 10: HyperHedge™ Solvency Program

10.1 The Solvency Invariant

BitLease maintains the following solvency condition at all times:

Total Asset Value (TAV) + Hedge Profit & Loss (HPNL) ≥ Total Lessor Debt

This means the aggregate value of all escrowed digital assets plus the net value of all hedging positions equals or exceeds the total of all obligations owed to all Lessors across all active Investment Contracts.

10.2 Continuous Enforcement

The solvency invariant is monitored and enforced programmatically, 24/7, by the HyperHedge™ engine developed by 49G Holding.

10.3 Multi-Layer Architecture

HyperHedge™ protects Lessor capital through pre-LTO risk buffers (Down Payment requirements, duration limits), dynamic hedging (systematic positions offsetting portfolio-level market risk), AI-driven stress modeling (continuous testing under extreme scenarios), exposure throttling (automatic reduction of new origination when risk thresholds approach), Insurance Treasury (reserved capital pool providing additional buffer), and deterministic design (no speculative hedging or directional market bets).

10.4 Transparency

The Lessor receives access to HyperHedge™ solvency metrics through the Institutional Lessor Dashboard, including current TAV, current HPNL, Total Lessor Debt, and the resulting Solvency Index.

10.5 Third-Party Verification (Planned)

BitLease plans to integrate Chainlink Proof of Reserve for independent, on-chain solvency verification. This is planned and not yet operational. Upon activation, the solvency invariant will be independently verifiable by any party, including the Lessor.

10.6 Limitations

HyperHedge™ is designed for resilience under severe stress but does not constitute a guarantee. Unprecedented market events, simultaneous systemic failures, or scenarios exceeding model parameters could theoretically impair solvency. The Lessor acknowledges this residual risk (see Article 11).

PART VII: LESSOR RISK DISCLOSURE

Article 11: Risks

Despite the protections described in this Agreement, the following risks exist. They are disclosed here in full so that the Lessor’s commitment is made with complete awareness.

11.1 BitLease Counterparty Risk

The Lessor’s contractual claim is against BitLease. If BitLease becomes insolvent, unable to meet its obligations, or ceases operations, Yield Payments may be interrupted or cease, return of the Capital Deployment Amount may be delayed or impaired, and the treatment of Lessor claims in insolvency depends on ADGM insolvency law and the priority of claims. HyperHedge™ is designed to prevent insolvency, but no risk management system eliminates counterparty risk. The Lessor’s capital is not covered by any deposit insurance scheme.

11.2 HyperHedge™ Failure Risk

The solvency framework may be impaired by unprecedented market events exceeding model parameters (e.g., multiple correlated asset crashes beyond historical extremes), hedging execution failures (exchange outages, liquidity gaps), data feed errors affecting solvency calculations, software defects in the HyperHedge™ engine, or simultaneous mass Client defaults beyond modeled scenarios.

11.3 Regulatory Risk

Regulatory changes may affect BitLease’s ability to operate, requiring restructuring or wind-down. Licensing applications (ADGM FSRA, VARA, MiCA, FCA, MAS) may be denied. New regulations may impose requirements that affect the economic viability of the LTO model. Changes in the legal classification of the LTO model or this Agreement could have tax, accounting, or regulatory consequences for the Lessor.

11.4 Stablecoin Risk

The stablecoins used for Capital Deployment and Yield Payments may depeg, become illiquid, or be subject to issuer actions (freezing, blacklisting). Stablecoin regulatory changes may affect operations. BitLease does not guarantee the solvency or stability of any stablecoin issuer.

11.5 Operational Risk

Platform outages, custody system failures, or third-party disruptions may delay Yield Payments or capital return. Cybersecurity incidents could affect Platform operations. Detailed operational risks are described in the Operational Risk Notice.

11.6 Liquidity Risk

The Lessor’s capital is committed for the Investment Term. Early withdrawal is subject to the provisions of Article 14. This Agreement is not transferable on any secondary market (see Article 16). The Lessor should ensure it does not deploy capital that it may need before the Maturity Date.

11.7 Concentration Risk

If the Lessor deploys a significant portion of its total portfolio through BitLease, it faces concentration risk in a single counterparty and a single platform. Diversification across counterparties and asset classes is the Lessor’s responsibility.

PART VIII: CAPITAL RETURN AND MATURITY

Article 12: Reporting and Dashboard

12.1 Institutional Lessor Dashboard

The Lessor receives access to a dedicated Institutional Lessor Dashboard providing real-time Capital Deployment status and NAV, Yield Payment tracking and history, amortization and maturity calendar, HyperHedge™ solvency metrics (TAV, HPNL, Total Lessor Debt, Solvency Index), aggregated and anonymized portfolio performance metrics, compliance documentation and regulatory reporting, downloadable reports in formats compatible with institutional accounting systems, and API access for enterprise system integration (subject to API agreement).

12.2 Reporting Packages

BitLease provides standardized reporting packages designed to support IFRS 16 / IFRS 9 / ASC 842 accounting treatment, internal and external audit requirements, regulatory reporting in the Lessor’s home jurisdiction, treasury and risk management reporting, and board-level investment committee reporting.

Reports are provided monthly (summary), quarterly (detailed), and annually (comprehensive with audited data).

Article 13: Maturity and Capital Return

13.1 At Maturity

On the Maturity Date, BitLease pays the Lessor the full outstanding Capital Deployment Amount plus any accrued and unpaid yield. Payment is made in stablecoins to the Lessor’s designated account within five (5) business days of the Maturity Date. A Final Settlement Statement is provided, detailing total capital deployed, total yield paid during the Investment Term, final yield payment, and total return.

13.2 Renewal

Upon maturity, the Parties may agree to renew or extend the Investment Contract under new terms. Renewal is not automatic and requires mutual written agreement. New terms (including potentially a new Fixed Yield Rate reflecting current market conditions) are negotiated before renewal.

13.3 Partial Returns

Where agreed in Schedule A, BitLease may return portions of the Capital Deployment Amount before the Maturity Date (scheduled amortization) with a corresponding reduction in the base for yield calculation.

Article 14: Early Withdrawal

14.1 Lessor-Initiated Early Withdrawal

The Lessor may request early withdrawal of deployed capital before the Maturity Date, subject to the following conditions:

A minimum notice period of [90] days written notice (or as specified in Schedule A) is required. An early withdrawal fee applies as specified in Schedule A (e.g., forfeiture of [X] months yield, or [X]% of withdrawn amount). BitLease will use reasonable efforts to accommodate early withdrawal, but reserves the right to phase the withdrawal over a reasonable period (not exceeding [180] days from the notice date) if immediate withdrawal would materially impair Platform solvency. BitLease may delay or phase early withdrawal if immediate return would cause the HyperHedge™ solvency invariant to be breached, in which case BitLease will return capital as rapidly as possible while maintaining solvency.

The solvency constraint is not a barrier designed to withhold capital. It is a protection for all parties, including the withdrawing Lessor, because maintaining solvency during the withdrawal process protects the value of the capital being returned.

14.2 BitLease-Initiated Early Return

BitLease may return capital to the Lessor before the Maturity Date if regulatory changes require restructuring, if BitLease determines it has excess capital relative to LTO Contract demand, or if the Agreement is terminated per Article 17.

In such cases, no early withdrawal fee is charged to the Lessor, and all accrued yield to the return date is paid.

PART IX: COMPLIANCE AND GOVERNANCE

Article 15: Lessor Eligibility and KYB

15.1 Eligibility

Participation as a Lessor is restricted to institutional entities, including licensed banks and credit institutions, regulated leasing companies, licensed fixed-income funds and asset managers; sovereign wealth funds; treasury management firms; registered family offices; insurance companies and pension funds (subject to their own regulatory constraints), and other qualified institutional investors as approved by BitLease.

Retail individuals are not eligible to be Lessors.

15.2 KYB Verification

The Lessor has completed (or will complete) BitLease’s institutional KYB verification, including certificate of incorporation and constitutional documents, register of directors and officers, beneficial ownership structure to ultimate beneficial owners (10%+), identity verification of all UBOs and authorized signatories, regulatory license verification, audited financial statements (most recent two fiscal years), AML/CFT policy attestation, source of capital documentation, and sanctions, PEP, and adverse media screening on all UBOs, directors, and the entity.

15.3 Ongoing Compliance

The Lessor represents that it will notify BitLease of any material change in its corporate structure, beneficial ownership, regulatory status, or financial condition. The Lessor will cooperate with periodic re-verification requests. The Lessor will comply with all applicable laws in its home jurisdiction, including AML/CTF obligations, tax reporting, and regulatory requirements. The Lessor will not deploy capital derived from unlawful sources.

Article 16: Transferability

16.1 This Agreement is not transferable, assignable, or negotiable by the Lessor without BitLease’s prior written consent.

16.2 This Agreement cannot be sold, pledged, hypothecated, or used as collateral by the Lessor.

16.3 BitLease may assign its rights and obligations under this Agreement to a successor entity (including within the 49G Holding group) with sixty (60) days written notice, provided the assignee assumes all of BitLease’s obligations.

Article 17: Termination

17.1 Termination by Either Party

Either Party may terminate this Agreement upon material breach by the other Party that is not cured within thirty (30) days of written notice, if the other Party becomes insolvent, enters administration, or commences winding-up proceedings, or if regulatory changes make continued performance unlawful or commercially impracticable.

17.2 Termination by BitLease

BitLease may terminate this Agreement if the Lessor fails KYB re-verification or is found to have provided false information; if the Lessor or any of its UBOs becomes subject to sanctions; if continued performance would expose BitLease to regulatory or legal risk, or for convenience, with [180] days' written notice.

17.3 Consequences of Termination

Upon termination, no further Capital Deployments are accepted. All accrued and unpaid yield to the termination date is paid. The Capital Deployment Amount is returned within the timeframe agreed upon or, if not agreed upon, within [90] days. The Lessor receives a Final Settlement Statement. All Lessor Dashboard access is maintained for [12] months post-termination for reporting and record-keeping.

PART X: CONFIDENTIALITY AND DATA

Article 18: Confidentiality

18.1 Each Party agrees to maintain the confidentiality of all non-public information received from the other Party in connection with this Agreement, including commercial terms, fee structures, capital amounts, yield rates, portfolio data, and operational information.

18.2 Confidential information may be disclosed to the disclosing Party’s professional advisors (legal, accounting, audit) under equivalent confidentiality obligations; to regulatory authorities as required by law, as required by court order or legal process; or with the other Party’s prior written consent.

18.3 Confidentiality obligations survive termination for a period of five (5) years.

Article 19: Data Protection

19.1 BitLease processes the Lessor’s data (including personal data of UBOs, directors, and authorized signatories) in accordance with the Privacy Policy and applicable data protection law.

19.2 No Client personal data is shared with the Lessor. The Lessor receives only aggregated, anonymized data as described in Article 9.2. This firewall is enforced at the database architecture level.

PART XI: GENERAL PROVISIONS

Article 20: Representations and Warranties

20.1 Lessor Representations

The Lessor represents and warrants that it is duly incorporated, validly existing, and authorized to enter into this Agreement. The execution and performance of this Agreement do not violate its constitutional documents, any law, or any other agreement. The authorized signatory has full power and authority to execute this Agreement. The capital deployed is from legitimate sources and is not derived from criminal activity. Neither the Lessor nor any of its UBOs is subject to sanctions. The Lessor has conducted its own due diligence on BitLease and the LTO model. The Lessor understands the risks described in Article 11 and accepts them. The Lessor has obtained independent legal, financial, tax, and accounting advice as it deems necessary. The Lessor is acting for its own account, not as nominee for any undisclosed principal.

20.2 BitLease Representations

BitLease represents and warrants that it is duly incorporated in ADGM and authorized to enter into this Agreement. BitLease will operate the HyperHedge™ solvency program in accordance with its published parameters. BitLease will pay Yield Payments and return capital as specified in this Agreement. BitLease will maintain the Client-Lessor firewall. BitLease will provide the reporting and dashboard access described in Article 12. BitLease will notify the Lessor of any material event that could affect BitLease’s ability to perform its obligations.

Article 21: Limitation of Liability

21.1 BitLease’s aggregate liability under this Agreement shall not exceed the Capital Deployment Amount plus all accrued unpaid yield.

21.2 BitLease shall not be liable for indirect, consequential, or punitive damages.

21.3 Nothing limits BitLease’s liability for fraud, willful misconduct, failure to return capital or pay yield that is due and confirmed, or any liability that cannot be excluded under ADGM law.

Article 22: Governing Law and Dispute Resolution

22.1 This Agreement is governed by the laws of Abu Dhabi Global Market (ADGM).

22.2 Disputes shall first be subject to good faith negotiation for sixty (60) days.

22.3 Unresolved disputes shall be submitted to confidential binding arbitration at the ADGM Arbitration Centre. Seat: Abu Dhabi. Language: English. Panel: [One / Three] arbitrator(s). Decision final and binding.

Article 23: Force Majeure

Neither Party is liable for delays caused by events beyond reasonable control. BitLease’s obligation to return capital and pay accrued yield is not extinguished by Force Majeure. It may be delayed, but it must be fulfilled once the event concludes.

Article 24: Notices

All notices in writing. To BitLease: institutional@bitlease.com and legal@bitlease.com. To the Lessor: the registered email of the authorized signatory.

Article 25: Entire Agreement, Severability, Amendments

25.1 This Agreement constitutes the entire agreement between the Parties for Contract B. 25.2 Invalid provisions are modified to the minimum extent; the remainder continues. 25.3 Amendments by written agreement signed by both Parties.

Article 26: Survival

Articles 3, 9, 11, 18, 21, and 22 survive termination.

SCHEDULES

Schedule A: Investment Terms

ItemDetail
Contract ReferenceINV-[AUTO]
Committed Capital[e.g., $5,000,000 USDT]
Deployment Type[Lump sum / Tranched / On-demand]
Deployment Period[e.g., 30 days from execution]
Initial Capital Deployment[e.g., $5,000,000 USDT]
Fixed Yield Rate[e.g., [X]% per annum]
Yield Payment Frequency[Monthly / Quarterly / Semi-annual / At maturity]
Investment Term[e.g., 12 months]
Commencement Date[Date of first Capital Deployment confirmation]
Maturity Date[Date]
Scheduled Amortization[None / Schedule specified]
Early Withdrawal Notice Period[e.g., 90 days]
Early Withdrawal Fee[e.g., Forfeiture of 3 months' yield on withdrawn amount]
Maximum Phasing Period (Early Withdrawal)[e.g., 180 days]
Stablecoin[e.g., USDT / USDC]
Fees
Onboarding Fee[e.g., $[X]]
Management Fee[e.g., [X]% per annum / Included in yield structure]
Accounts
Lessor Receiving Account[Address / Account details]
BitLease Receiving Account[Address / Account details]

Schedule B: Yield Payment Schedule

Payment No.PeriodYield Payment DateCapital BaseYield AmountCumulative Yield
1[Period][Date][Amount][Amount][Amount]
2[Period][Date][Amount][Amount][Amount]
………………
Final[Period][Maturity Date][Amount][Amount][Total]

Capital Return at Maturity: [Capital Deployment Amount] Total Return (Capital + Yield): [Total]

Schedule C: Lessor Institutional Acknowledgment

The Lessor confirms:

We have read and understood this Agreement in its entirety.

We understand that our capital is deployed with BitLease as counterparty and is not a bank deposit, insured investment, or guaranteed instrument.

We understand that our yield is fixed and contractual, independent of digital asset market performance.

We understand that we have zero exposure to Client defaults. BitLease absorbs all default risk.

We understand the HyperHedge™ solvency framework and its limitations as described in Article 10.

We understand the counterparty risk, regulatory risk, stablecoin risk, operational risk, and liquidity risk described in Article 11.

We understand that this Agreement is not transferable on any secondary market.

We understand the Client-Lessor firewall and that we will not receive any Client personal data.

We understand the early withdrawal provisions, including notice period, fees, and solvency constraints.

We have obtained independent legal, financial, tax, and accounting advice as we deem necessary.

We are acting for our own institutional account and not as nominee for any undisclosed principal.

We confirm that our capital is from legitimate sources and that neither our entity nor any UBO is subject to sanctions.

EXECUTION

BITLEASE TECHNOLOGIES LTD.

Signature: ____________________________ Name: [Authorized Signatory] Title: [Title] Date: [Date]

LESSOR (CAPITAL PROVIDER)

Signature: ____________________________ Name: [Authorized Signatory] Title: [Title] Entity: [Full Legal Entity Name] Date: [Date]