Your Upside Is Uncapped
Every dollar of price appreciation on your asset belongs to you — on the full asset, not just the portion paid. If your asset doubles during your plan, that gain is entirely yours.
LTO / CALCULATOR
No surprises. No hidden fees. Every number disclosed before you commit. Use the LTO Calculator to design your ownership plan — choose your asset, your budget, and your timeline. See exactly what you owe, when you owe it, and what you own from day one.
All fees disclosed upfront. No commitment required to calculate.
Available Capital
$+
Assets Under LTO
+
Client Care
24/7
UNDERSTANDING YOUR NUMBERS
The LTO Calculator is built on full transparency. Every fee has a function. Every number is disclosed before you commit. Here is exactly what each component means.
Down Payment
Your initial commitment. Paid upfront. Activates your contract and secures your asset immediately in MPC escrow. The higher your down payment, the lower your installments.
Financed Amount
The portion of the asset's value that BitLease finances on your behalf. This is what the Lessor provides — and what your installments repay over your chosen duration.
Finance Fee
The cost of structured financing. Fixed at contract execution. Never changes regardless of market conditions or duration. Disclosed in full before you sign.
Insurance Fee
Paid once at contract start. Covers all default risk for the duration of your contract. No negative balance. No negative score. No personal liability. One fee. Total protection.
Origination Fee
The platform fee for contract creation, asset acquisition, and custody setup. Paid upfront alongside your down payment. Included in your Total Due Upfront calculation.
How your totals combine
- Total obligationFinanced Amount + Finance Fee + Insurance Fee + Origination Fee
- InstallmentTotal Obligation ÷ Number of Periods
- Total due upfrontDown Payment + Origination Fee
EVERY NUMBER IS FIXED AT CONTRACT EXECUTION. NOTHING CHANGES AFTER YOU SIGN.
YOUR PLAN IN CONTEXT
The calculator shows you your cost. This section shows you your value. Because ownership is not just about what you pay — it's about what you gain from the moment you start.
Your Asset Works While You Pay
Staking-eligible assets generate rewards throughout your plan. 80% goes directly to you. Apply rewards toward your balance — or hold them. Every yield moves you closer to full ownership.
Your Exit Is Always Open
At any point during your plan, you can settle in full, execute a buyout, or use EVS to let your asset pay for itself. No penalties. No minimum period. Your plan, your timeline.
THE COST IS FIXED. THE VALUE IS UNLIMITED.
THE COMPARISON
See how LTO compares to the alternatives — on the same asset, at the same price.
| Spot Market | Lending Protocol | LTO Ownership | |
|---|---|---|---|
| Upfront cost | Full asset price | Overcollateral (150%+) | Down payment only |
| Ongoing cost | None | Compounding interest | Fixed installment |
| Liquidation risk | None | Always present | Does not exist |
| Ownership rights | Immediate | None | From day one |
| Downside cap | None (full loss) | Full collateral | Down payment + paid installments |
| Exit flexibility | Sell at market | Repay loan | Buyout / EVS / Early Exit |
| Insurance | None | None | Built in |
| Staking rewards | Yours | Locked | Yours |
| Hidden fees | Exchange fees | Variable interest | None — all disclosed upfront |
LTO IS NOT THE CHEAPEST PATH. IT IS THE MOST STRUCTURED ONE.
Transparency and information
The best financial decisions are not the ones made quickly.
They are the ones made with complete information.
LTO full transparency, always
Built for Institutions
Built to meet institutional security standards including SOC 2, ISO 27001, and GDPR.
