APR breakdown
Final APR (indicative)
8.00%
Built from
Base (End of term)10.00%
Early exit option−2.00%
Risk-Accepted bonus—
Available to finance
$+
Active LTO contracts
+
24/7 support
Always available
Your capital. Your terms. Your yield. Adjust the parameters, figures update here.
Live deployment model
Five levers build your indicative rate, outputs on the right update as you choose.
Capital amount
$100,000Range $10,000–$1,000,000 · step $5,000
Contract type
Contract duration
Early exit option
Risk model
Live readout
Your indicative rate and cash paths, synced to the control deck.
Projected return
Capital deployed$100,000
Annual yield$8,000Simple, illustrative
Total yield (12m)$8,000
Total return at maturity$108,000
Early exit (50% of term)
Illustrative path if you exit halfway
Yield earned to exit$4,000
Penalty on remaining yield (2%)−$80
Principal returned$100,000
Total if exited early$103,920
Principal is always returned in full; the adjustment applies only to unearned yield in this simplified model.
Protection summary
- Price exposure: zero (illustrative Standard / Risk-Accepted as modeled)
- Default exposure: zero (Standard) / defined & capped (Risk-Accepted, see disclosures)
- Liquidation risk: does not exist in this Lessor structure
- HyperHedge™ coverage: full (Standard) / Lite-style (Risk-Accepted)
- Principal protection: 100% in this illustration
- Early exit: Yes, with illustrative APR adjustment
BitLease acts as direct counterparty. You contract with BitLease, not with any one Lessee. HyperHedge™ enforces solvency at high frequency. All figures are indicative; final APR and terms are confirmed at execution.
BitLease Lessor APR is built from a disclosed base and your deployment preferences, each lever reflects a real trade-off between risk, yield, and flexibility.
| Component | Rate | Condition |
|---|---|---|
| Base APR, End of term | +10% | Capital locked to maturity (illustrative) |
| Base APR, Periodic | +7% | Yield distributed during the term (illustrative) |
| Early exit option | −2% | Exit before maturity (illustrative adjustment) |
| Risk-Accepted model | +4% | Defined risk exposure; enhanced economics (illustrative) |
End of term vs periodic
Longer uninterrupted deployment supports a higher illustrative base on EOT. Periodic return keeps capital moving to coupon-holders, so the model prices extra liquidity work into a lower base.
Early exit adjustment
Optional exit is priced in: the illustrative −2% reflects flexibility while principal stays whole, only unearned yield mechanics change.
Risk-Accepted premium
A defined risk sleeve swaps some platform absorption for +4% illustrative APR, terms stay visible, capped, and monitored.
No hidden components
- No performance fees
- No management fees
- No clawbacks
What you dial in is what the table shows, every lever maps to a line item you can explain in committee.
Every basis point is earned. None are hidden.
Two models. One decision. Same capital and protection, different cash-flow shape.
End of term
10% illustrative base
Maximum yield. Clean settlement.
Principal and accumulated yield return at maturity; nothing distributed during the term, maximum compounding of the illustrative path.
Best for: capital that does not require periodic income, long deployment mandates, maximum yield focus.
Periodic return
7% illustrative base
Regular income. Continuous deployment.
Yield on a monthly or quarterly rhythm; principal at maturity, suited to treasury and income mandates.
Best for: treasury management, income portfolios, recurring cash-flow requirements.
Same capital. Same protection. Different return structure. Your choice.
Same platform. Your risk appetite. Your return.
| Dimension | Standard | Risk-Accepted |
|---|---|---|
| Base APR impact | Included | +4% additional (illustrative) |
| Default exposure | Zero (as modeled) | Defined & capped |
| Price exposure | Zero (as modeled) | Zero (as modeled) |
| HyperHedge™ coverage | Full | Lite access |
| HyperHedge fee income | Platform retains | Shared with Lessor |
| Risk monitoring | Dashboard | HyperHedge™ Lite |
| Ideal for | Conservative institutional capital | Sophisticated capital seeking enhanced yield |
Risk-Accepted is not reckless. It is controlled, visible, and rewarded.
Deploy capital. Own the yield.
Fixed return. Full control. The infrastructure is ready, model your allocation, then speak with the desk.
FAQ
Ownership Was Always the Goal
Now there's a structure built for it.