$100,000+
Bitcoin's price milestone breached in 2024 — a level considered impossible by most analysts just four years prior. The trajectory has never reversed over a 4-year horizon.
ASSETS / BITCOIN (BTC)
Own Bitcoin with BitLease LTO: down payment today, fixed installments, full economic rights from contract execution, and HyperHedge™ protection.
20% minimum down payment. Up to 24 months. HyperHedge™ protected. Non-recourse.
Available Capital
$+
Assets Under LTO
+
Client Care
24/7
THE ASSET
Bitcoin is not a trend. It is a fundamental shift in how value is stored, transferred, and owned. Since its inception, it has outperformed every traditional asset class — equities, real estate, gold, and bonds — over any 4-year period in its history. It has survived regulatory attacks, exchange collapses, market crashes, and every prediction of its demise. It is still here. It is still growing. And 99% of the world still doesn't own any.
21,000,000
The maximum number of Bitcoin that will ever exist. No central bank. No committee. No override. Scarcity is written into the protocol — permanently.
99%
of the world's population owns zero Bitcoin. Not because they don't want it. Because $100,000 upfront was never accessible to them. LTO changes that.
4×
The number of times Bitcoin has fallen more than 70% and subsequently reached a new all-time high. Every crash was followed by a new record. Ownership — not trading — captured that recovery.
In 2013, Bitcoin cost $13.
In 2017, it reached $20,000.
In 2021, it reached $69,000.
In 2024, it crossed $100,000.
The people who owned it — not traded it — built wealth.
The people who waited — are still waiting.
BITCOIN DOESN'T WAIT FOR THE RIGHT TIME. NEITHER SHOULD YOUR OWNERSHIP.
SPOT VS LTO
Buying Bitcoin on the spot market requires everything upfront. LTO requires a fraction — and gives you everything from day one. The numbers make the case better than any argument.
| Comparison criteria | Spot Market | LTO Ownership |
|---|---|---|
| Entry cost | $100,000+ (full price) | From $20,000 (20% down payment) |
| Day one rights | Full ownership | Full economic rights (formal ownership on completion) |
| Price crash impact | Full loss | Zero obligation change |
| Monthly cost | None (all upfront) | Fixed installment No surprises |
| Liquidation risk | None | Does not exist |
| Staking rewards | Yours | Yours from day one |
| Upside capture | 100% (on amount owned) | 100% (on full Bitcoin) |
| Maximum loss | Full investment | Down payment + installments paid |
| Exit flexibility | Sell at market | Buyout / EVS / Early Exit — anytime |
EXAMPLE: OWN 1 BTC AT $100,000
SPOT MARKET:
Required today: $100,000
Capital locked: $100,000 (fully illiquid)
If BTC drops 50%: You hold $50,000 — nothing you can do
LTO OWNERSHIP:
Down payment: $20,000 (20%)
Monthly installment: ~$4,329 (indicative)
If BTC drops 50%: Your installment doesn't change.
Your rights don't change.
Your path to ownership doesn't change.
LTO DOESN'T CHANGE THE ASSET. IT CHANGES WHO CAN OWN IT.
DESIGN YOUR BITCOIN PLAN
See exactly what you'll pay — before you commit to anything.
These figures are indicative. Final terms confirmed at contract execution.
ECONOMIC OWNERSHIP
You don't wait until your last installment to benefit from owning Bitcoin. Economic ownership begins at contract execution — before your first payment clears.
Price Appreciation Is 100% Yours
If Bitcoin goes from $100,000 to $200,000 during your lease, that $100,000 gain belongs to you — on the full Bitcoin, not just the portion you've paid for. You own the upside from day one.
Staking & Yield Options
While Bitcoin does not natively stake, BitLease explores available yield mechanisms for BTC holders within the platform — including lending yield and structured earn products. All yield generated on your BTC during the lease term flows to you.
EVS — Let Bitcoin Pay for Itself
If Bitcoin appreciates significantly during your lease, you can use its current market value to pay off the remaining obligation through Exit Valuation Settlement. Bitcoin does the work. You keep the surplus.
Exit Anytime. No Penalty.
Full Settlement, Buyout, or Early Exit — available at any time. No minimum period. No penalties. No lock-up. Your path to ownership is always in your hands.
BITCOIN'S UPSIDE IS YOURS FROM CONTRACT EXECUTION. NOT FROM FINAL PAYMENT.
YOUR PROTECTION LAYER
When you start a Bitcoin LTO contract, you pay an Insurance Fee as part of your upfront cost. That single payment activates HyperHedge™ coverage for the full duration of your contract. From that moment, every risk that could affect your contract — price crashes, market volatility, platform stress, even your own inability to pay — is absorbed by the system. Not by you.
Bitcoin Crashes 70%
Your installment amount: unchanged. Your obligation: unchanged. Your path to ownership: unchanged. Bitcoin has crashed more than 70% four times in its history. LTO holders pay their installment and continue. Spot holders watch their portfolio bleed. The Insurance Fee ensures your contract is never affected by price.
You Miss a Payment
Grace period applies. If you cannot continue, Early Exit closes the contract. Your maximum loss is what you paid — not what you owe. The Insurance Fee ensures no debt collection, no negative balance, no personal liability. The contract closes. Your life continues.
You Default Completely
The Insurance Treasury activates. Your contract is settled through the asset. Any surplus above your outstanding obligation is returned to you. Your credit score is untouched. Your financial standing outside BitLease is completely unaffected.
Platform Stress Event
HyperHedge™ maintains solvency through all market conditions. Your contract is protected at the platform level — independent of what happens to other users or other assets. The Insurance Fee contributes to the Insurance Contribution Pool that backstops the entire platform.
BITCOIN (BTC)
Volatility Class: Low
Annual Insurance Fee: 1.5%
Paid: Once, upfront at contract execution
Coverage: Full duration of contract
Result: Zero negative balance. Zero personal liability.
Zero credit impact. Zero recourse.
Zero Negative Balance
Your account cannot go negative. If you exit or default, you leave with nothing owed — not with debt.
Zero Credit Impact
No bank reporting. No credit bureau impact. No consequence outside the contract itself.
Zero Personal Liability
You are not personally liable for any remaining obligation. The asset settles the contract. Nothing else is required from you.
Zero Recourse
BitLease has no legal recourse against you personally. The contract is asset-backed and self-contained. When it closes — it closes completely.
THE INSURANCE FEE IS NOT A COST. IT IS THE PRICE OF COMPLETE PROTECTION.
CONTRACT SPECIFICATIONS
BITCOIN (BTC) — LTO CONTRACT PARAMETERS
| Minimum Down Payment | 20% |
|---|---|
| Resulting Collateral Buffer | 25% excess |
| Maximum Duration | 24 months |
| Insurance Fee | 1.5% annually (paid upfront) |
| Volatility Class | Low |
| HyperHedge™ Segment | BTC — 7 tranches (T1–T7) |
| Hedge Coverage (Healthy) | 30% of exposure |
| Hedge Coverage (Critical) | 120% of exposure |
| Solvency Calculation | Every 500ms |
| Custody | Fireblocks MPC |
| Proof of Reserve | Chainlink — continuous |
| Payment Intervals | Hourly / Daily / Weekly / Monthly |
| Grace Period | 10 days |
| Observation Window | 40 days |
If 30-day Bitcoin volatility exceeds 80%, minimum down payment increases by 5% automatically. All parameter changes are communicated before contract execution.
EVERY PARAMETER IS FIXED AT CONTRACT EXECUTION. NOTHING CHANGES AFTER YOU SIGN.
Bitcoin was designed to be owned.
Not traded.
Not borrowed against.
Not speculated on.
Owned.
LTO the structured path to Bitcoin ownership
Start with what you have. Own what you want. Build toward something that lasts.