$2.6T
of the current global digital asset market.
The demand for structured ownership exists at an unprecedented scale. The infrastructure to deliver it simply did not exist until now.
LTO AS A SERVICE
LTO as a Service gives exchanges, neobanks, wallets, super apps, and fintech platforms the ability to natively embed Lease to Own contracts right into their own ecosystem. You gain this capability without having to build the infrastructure, acquire the capital, or manage the risk. You bring the users. BitLease brings everything else.
\nAPI first\nWhite label available\nHyperHedge™ solvency included\nCompliance ready
Available to finance
$+
Active LTO contracts
+
24/7 support
Always available
WHY EMBED LTO
Every platform with a crypto user base faces the exact same problem. Your users want to own digital assets, but the existing paths are simply too expensive, too risky, or far too complex. LTO as a Service solves this directly at the infrastructure level. You can seamlessly embed a structured ownership product right into your own platform. Your users get immediate access to institutional grade Lease to Own contracts, and you generate reliable revenue from every single contract initiated.
%
of the world's population cannot afford to buy one Bitcoin outright.
LTO removes the capital barrier entirely.
Your platform becomes the access point.
Infrastructure you need to build.
No custody. No capital. No hedging. No compliance architecture.
BitLease operates the entire stack.
THE DEMAND IS REAL. THE INFRASTRUCTURE IS READY. YOUR INTEGRATION IS THE MISSING PIECE.
INTEGRATION PARTNERS
LTO as a Service is designed to seamlessly integrate with any platform that has a digital asset user base. This applies regardless of your size, geography, or existing infrastructure.
1.
Crypto Exchanges
Offer your users a structured path to ownership alongside spot trading. LTO becomes an entirely new product category that converts active traders into long-term holders. You gain a new revenue stream with absolutely no capital risk and full HyperHedge protection.
2.
Neobanks and Fintech Apps
Add digital asset ownership to your product suite without needing your own crypto infrastructure. Your users can start LTO contracts right through your app. BitLease handles the custody, the contracts, and the compliance entirely in the background.
3.
Crypto Wallets
Transform your wallet from a simple storage tool into a complete ownership platform. Your users can initiate LTO contracts, track their installments, and receive their assets directly within your existing wallet interface.
4.
Super Apps
Embed structured digital asset ownership seamlessly into your broader financial ecosystem. LTO becomes one product among many. It is fully compliant and completely operationally invisible to your team.
5.
Corporate Treasuries
Enable corporate treasury teams to safely allocate capital to digital assets through structured LTO contracts. They benefit from fixed costs, clearly defined timelines, and zero market exposure during the entire acquisition period.
6.
RWA and DeFi Platforms
Integrate LTO infrastructure directly into real-world asset platforms or DeFi ecosystems. The API first architecture at BitLease fully supports custom contract structures and automated on-chain settlement logic.
IF YOUR PLATFORM HAS USERS WHO WANT DIGITAL ASSETS, LTO-AS-A-SERVICE IS YOUR INFRASTRUCTURE.
THE INTEGRATION STACK
LTO as a Service is a complete infrastructure package. From the moment you integrate, your users gain access to the full BitLease LTO stack, powered by the same institutional infrastructure that runs our core platform.
LTO Engine
The core contract engine handles asset selection, down payment calculation, installment structuring, and ownership transfer logic. It is fully operational from day one of your integration.
HyperHedge™ Solvency
Every LTO contract initiated through your platform is protected by HyperHedge. Your users' contracts are fully covered, and your platform carries absolutely zero solvency risk.
Institutional MPC Custody
All assets are held securely in Fireblocks MPC custody. Your platform never needs to touch the underlying assets. Custody is entirely handled, insured, and auditable at all times.
Capital Access
BitLease provides the institutional capital that funds every LTO contract. You do not need to build Lessor relationships or maintain capital reserves. BitLease deploys the capital; you simply distribute the product.
Compliance Engine
KYC/AML pipelines, transaction monitoring, sanctions screening, and regulatory reporting are all built right in. Your integration inherits BitLease's robust compliance infrastructure, including ADGM registration and strict alignment with VARA, MiCA, and FATF frameworks.
White Label UI
Deploy a fully branded LTO experience directly within your platform. Apply your colors, your typography, and your specific user experience while remaining powered by BitLease infrastructure. Your users never have to leave your ecosystem.
API First Architecture
Every single BitLease function is available via API. Contract creation, installment tracking, asset status, EVS settlement, and ownership transfer are all accessible programmatically. You can build any custom experience on top of our foundational infrastructure.
Revenue Share
Every LTO contract initiated through your platform generates reliable revenue for your business. The fee structure is clearly disclosed during partner onboarding, and your revenue is contractual, transparent, and tracked in real time directly through your partner dashboard.
You Distribute. We Handle Everything Else.
Market making, capital deployment, HyperHedge, custody, hedging, KYC/AML, compliance, contract execution, solvency management, and default handling. Every single operational function is entirely owned and operated directly by BitLease.
Your role is one thing: distribution.
Your reward is one thing: commission on every contract.
Nothing more is required from your side. Ever.
Market Making
BitLease operates all asset acquisition and market making internally. You never interact with exchanges, OTC desks, or liquidity providers.
HyperHedge
Every contract is covered by BitLease's HyperHedge Treasury. You carry no HyperHedge obligation. No reserve requirements. No exposure.
Custody
All assets are held in Fireblocks MPC custody operated by BitLease. You never touch, hold, or manage any digital asset on behalf of your users.
Solvency & Risk
HyperHedge™ manages all solvency and risk, 24/7, programmatically. You have zero financial exposure to any contract outcome.
YOU BRING THE USERS. BITLEASE DOES THE REST. YOU EARN THE COMMISSION.
HOW IT WORKS
BitLease LTO as a Service supports three distinct integration modes. These are specifically designed to match your platform's unique technical capabilities and product requirements. All modes run on the exact same core infrastructure and carry the same robust institutional protections.
MODE 1, API INTEGRATION
FULL CONTROL. CUSTOM EXPERIENCE.
API Integration
Connect directly to BitLease APIs. Build any user experience on top of the LTO infrastructure. Full access to contract creation, management, settlement, and reporting endpoints. Ideal for platforms with strong engineering teams that want complete UI control.
MODE 2, SDK INTEGRATION
FAST DEPLOYMENT. FLEXIBLE UI.
SDK Integration
Use BitLease's SDK to embed LTO functionality into your existing platform with pre-built components. Customize the UI to match your brand. Deploy in days, not weeks. Ideal for platforms that want speed without sacrificing design control.
MODE 3, WHITE-LABEL DEPLOYMENT
ZERO ENGINEERING. INSTANT LAUNCH.
White-Label Deployment
Deploy a fully branded, fully operational LTO platform under your own domain and identity. No engineering required beyond basic configuration. BitLease hosts and maintains the infrastructure. You own the brand and the user relationship.
FROM CONFIGURATION TO FULL CUSTOM BUILD, THE INFRASTRUCTURE IS THE SAME.
ZERO PLATFORM RISK
When a user on your platform initiates an LTO contract, HyperHedge™ activates immediately. Our solvency engine continuously monitors the contract, hedges the exposure, and ensures every obligation is fully covered from day one to its completion. Your platform carries absolutely zero financial risk for any contract initiated through your integration.
When a user on your platform initiates an LTO contract, HyperHedge™ activates immediately. Our solvency engine continuously monitors the contract, hedges the exposure, and ensures every obligation is fully covered from day one to its completion. Your platform carries absolutely zero financial risk for any contract initiated through your integration.
YOUR PLATFORM DISTRIBUTES THE PRODUCT. HYPERHEDGE™ ABSORBS THE RISK.
YOUR COMMAND CENTER
Every LTO as a Service partner receives immediate access to a dedicated Partner Dashboard. This provides you with complete, real-time visibility into your contract performance, generated revenue, active user engagement, and overall platform health. Everything you need to track your success is right at your fingertips.
Contract Analytics
- Total contracts initiated (live)
- Active contract count
- Completed contracts
- Termination and early exit rates
- Asset class breakdown
Revenue Tracking
- Revenue earned to date
- Revenue by contract type
- Projected revenue at current run rate
- Monthly and quarterly reports
- CSV/PDF export
User Activity
- New user registrations
- KYC completion rates
- Conversion funnel (registration → first contract)
- Retention and re-engagement metrics
Platform Health
- API call volumes and latency
- Error rates and alerts
- SDK version status
- Integration health indicators
Compliance Reporting
- AML/CFT screening results
- KYC verification status by user
- Transaction monitoring flags
- Regulatory report export
API Management
- API key management
- Webhook configuration
- Rate limit monitoring
- Integration documentation access
Support Access
- Dedicated integration support channel
- Incident reporting
- SLA status
- Documentation and changelog
EVERYTHING YOU NEED TO MANAGE YOUR LTO INTEGRATION, IN ONE PLACE.
YOUR ECONOMICS
LTO as a Service is a revenue-generating integration, not a cost center. Every single LTO contract initiated through your platform generates a clear, contractual revenue share for your organization. This revenue is paid automatically, tracked in real time, and completely transparent at all times.
How Revenue Is Calculated
Your revenue share is calculated as a percentage of the Finance Fee and Origination Fee collected on each contract initiated through your platform. The exact percentage is agreed at partner onboarding and written into your partnership agreement.
When Revenue Is Paid
Revenue is distributed on a schedule that works best for your business. Whether you prefer payouts weekly, monthly, or at contract maturity, we establish a timeline during onboarding that perfectly matches your specific preferences and operational needs.
How Revenue Is Tracked
Every cent of revenue is tracked in real time in your Partner Dashboard. Full audit trail. Full export capability. No reconciliation required.
What Affects Your Revenue
Your revenue scales directly with contract volume. More users, more contracts, more revenue. There are no caps, no clawbacks, and no performance requirements beyond maintaining a valid integration.
YOU BUILD THE AUDIENCE. BITLEASE CONVERTS THEM INTO OWNERS. YOU EARN FROM EVERY CONTRACT.
GETTING STARTED
BitLease enterprise onboarding is designed for speed without sacrificing compliance. Every step is structured, documented, and supported by a dedicated integration team.
①
Partner Inquiry
Submit your integration inquiry. A dedicated enterprise relationship manager is assigned within 24 hours. Initial call scheduled to assess integration requirements and revenue structure.
②
Commercial Agreement
Partnership terms reviewed and executed. Revenue share, integration mode, white-label requirements, and SLA commitments documented and signed. Legal documentation provided in full.
③
Technical Onboarding
API credentials issued. SDK access granted. Technical documentation provided. Dedicated integration engineer assigned for the duration of the integration build.
④
Compliance & KYB
Know Your Business verification. Regulatory jurisdiction assessment. Compliance framework alignment. BitLease compliance team reviews your platform's existing KYC/AML infrastructure and confirms integration parameters.
⑤
Go Live
Integration tested and validated. Partner Dashboard activated. First contract initiated. Revenue tracking begins. Dedicated support channel activated for post-launch period.
Swipe sideways to see every step
WHITE-LABEL: 3–5 business days SDK INTEGRATION: 1–2 weeks API INTEGRATION: 2–6 weeks FROM SIGNED AGREEMENT TO FIRST CONTRACT.
FROM FIRST CALL TO FIRST CONTRACT, STRUCTURED AT EVERY STEP.
INTEGRATION Q&A
EVERY TECHNICAL AND COMPLIANCE QUESTION HAS AN ANSWER. WE'VE BUILT FOR BOTH.
BECOME A PARTNER
Complete the form below. A dedicated enterprise relationship manager will contact you within 24 business hours to discuss your integration requirements, revenue structure, and technical onboarding.
All information is treated as strictly confidential. BitLease does not share partner inquiry data with third parties. A dedicated relationship manager will contact you within 24 business hours.
The infrastructure exists.
The capital is deployed.
The compliance is built.
Your integration is the final piece.
BitLease powering ownership at scale
FAQ
Your platform. BitLease infrastructure. Every user you have is one integration away from structured digital asset ownership.