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auto;width:100%;min-height:0;align-items:stretch;gap:.75rem;scroll-padding:0 .5rem}.lhts-step{flex:0 0 100%;width:100%;min-width:100%;max-width:100%;scroll-snap-align:center;scroll-snap-stop:always;align-self:stretch}.lhts-timeline-dots,.lhts-timeline-hint{flex-shrink:0}}@media (min-width:1100px){.lhts-timeline{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));grid-auto-rows:minmax(260px,auto);align-items:stretch;gap:.75rem;overflow:visible;padding-bottom:0;scroll-snap-type:none}.lhts-step{flex:unset;width:auto;min-width:0;max-width:none;scroll-snap-align:unset;scroll-snap-stop:normal;min-height:0}}.lhts-step{position:relative;display:flex;flex-direction:column;justify-content:center;align-items:stretch;min-height:0;background:transparent;border:none;box-shadow:none}.lhts-step__content{position:relative;z-index:1;flex:0 1 auto;display:flex;flex-direction:column;align-items:center;justify-content:flex-start;width:100%;min-width:0;padding:.5rem .75rem .75rem;text-align:center}.lhts-step-head{display:flex;justify-content:center;margin-bottom:1rem}.lhts-step-col{position:relative;display:flex;flex-direction:column;align-items:center}.lhts-step-circle{display:flex;height:3.5rem;width:3.5rem;flex-shrink:0;align-items:center;justify-content:center;border-radius:9999px;border:1px solid color-mix(in oklab,var(--ipp-gold) 60%,transparent);backdrop-filter:blur(24px)}@media (min-width:768px){.lhts-step-circle{height:4.5rem;width:4.5rem}}.lhts-step-circle-icon{height:1.5rem;width:1.5rem;color:#1a1410}@media (min-width:768px){.lhts-step-circle-icon{height:2rem;width:2rem}}.lhts-step-badge{position:absolute;right:-.25rem;bottom:-.25rem;display:flex;height:1.5rem;width:1.5rem;align-items:center;justify-content:center;border-radius:9999px;background-color:var(--ipp-dark,#0a0907);color:#b59f7d;font-size:.75rem;font-weight:600;box-shadow:0 1px 2px rgba(0,0,0,.2)}@media 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p{margin:0;font-size:.85rem;line-height:1.55;color:rgba(255,255,255,.82);max-width:28ch}.lhts-step-micro{display:block;margin-top:.55rem;font-size:.72rem;line-height:1.5;font-style:italic;color:rgba(255,255,255,.6);max-width:28ch}.lhts-timeline-dots{display:flex;flex-wrap:nowrap;align-items:center;justify-content:center;gap:.45rem;margin-top:.65rem;padding:0 .5rem}.lhts-timeline-dot{display:block;width:8px;height:8px;border-radius:50%;background:color-mix(in oklab,var(--ipp-gold) 60%,transparent);border:1px solid rgba(255,255,255,.18);opacity:1;box-shadow:inset 0 1px 0 rgba(255,255,255,.12)}.lhts-timeline-hint{margin:.4rem 0 0;padding:0 1rem;text-align:center;font-size:.6875rem;line-height:1.4;letter-spacing:.04em;color:rgba(255,255,255,.55)}#onboarding{--lhts-onboarding-brand:var(--primary)}#onboarding 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.95rem,1.45rem);font-weight:700;line-height:1.45;color:var(--foreground);max-width:28ch;margin:0;text-wrap:balance}.lap-shift-left em{font-style:italic;font-weight:600;color:var(--primary);display:block;margin:.35rem 0 1.1rem}.lap-shift-left strong{font-weight:800;color:var(--foreground);display:block;margin-top:.15rem}.lap-shift-list{position:relative;display:flex;flex-direction:column;gap:1rem;margin:0;padding:0;list-style:none}.lap-shift-list:before{content:"";position:absolute;left:calc(1.15rem + 1.35rem);top:2.75rem;bottom:2.75rem;width:1px;transform:translateX(-50%);background:linear-gradient(180deg,color-mix(in oklab,var(--primary) 45%,transparent),color-mix(in oklab,var(--muted-foreground) 22%,transparent) 45%,color-mix(in oklab,var(--primary) 35%,transparent));opacity:.5;pointer-events:none}.lap-shift-item{--lap-shift-accent:var(--primary);position:relative;display:grid;grid-template-columns:auto 1fr;gap:1rem 1.1rem;align-items:flex-start;padding:1.2rem 1.1rem 1.25rem 1.15rem;border-radius:.85rem;border:1px solid color-mix(in oklab,var(--lap-shift-accent) 18%,var(--border));background:linear-gradient(118deg,color-mix(in oklab,var(--lap-shift-accent) 9%,var(--background)) 0,var(--background) 52%,color-mix(in oklab,var(--muted) 12%,var(--background)) 100%);box-shadow:0 1px 0 color-mix(in oklab,var(--foreground) 5%,transparent),0 14px 40px -28px color-mix(in oklab,var(--foreground) 14%,transparent);transition:border-color .22s ease,box-shadow .22s ease}@media (prefers-reduced-motion:reduce){.lap-shift-item{transition:none}}.lap-shift-item:first-child{--lap-shift-accent:color-mix(in oklab,var(--primary) 42%,#fb7185)}.lap-shift-item:nth-child(2){--lap-shift-accent:color-mix(in oklab,var(--primary) 52%,#34d399)}.lap-shift-item:nth-child(3){--lap-shift-accent:var(--primary)}.lap-shift-item:before{content:"";position:absolute;left:0;top:.85rem;bottom:.85rem;width:3px;border-radius:0 3px 3px 0;background:linear-gradient(180deg,color-mix(in 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tr{display:block;margin-bottom:.65rem;border-radius:.5rem;border:1px solid var(--border);overflow:hidden;background:color-mix(in oklab,var(--muted) 30%,var(--background))}.lap-compare-table tbody tr:last-child{margin-bottom:0}.lap-compare-table tbody th{font-size:.8125rem;font-weight:700;color:var(--foreground);background:color-mix(in oklab,var(--muted) 22%,var(--background))}.lap-compare-table tbody td,.lap-compare-table tbody th{display:block;width:100%!important;box-sizing:border-box;padding:.65rem .85rem;border-bottom:1px solid var(--border)}.lap-compare-table tbody td{background:transparent}.lap-compare-table tbody td:last-child{border-bottom:none}.lap-compare-table tbody td:before{content:attr(data-label);display:block;font-size:.6rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--primary);margin-bottom:.4rem}}.lap-sub{text-align:center;font-size:clamp(.95rem,.4vw + .88rem,1.05rem);color:#6b6b6b;max-width:42rem;margin:-.5rem auto 0;line-height:1.6}.lap-evidence-grid{display:grid;gap:1rem;margin-top:2rem;align-items:stretch}@media (min-width:900px){.lap-evidence-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}.lap-evidence-ltom{min-height:100%}.lap-evidence-ltom__stat{letter-spacing:-.03em}.lap-reveal-strong{font-size:clamp(1.05rem,.9vw + .9rem,1.2rem);font-weight:700;line-height:1.45;color:var(--ipp-charcoal);margin:.65rem 0 0;max-width:42rem}.ipp-page.ipp-page--home-style.lap-page section .ipp-inner>div{display:flex;flex-direction:column;align-items:center}.ipp-page.ipp-page--home-style.lap-page section .ipp-section-motion-children{align-self:stretch;width:100%}.ipp-page.ipp-page--home-style.lap-page .ipp-section-motion-children>.ipp-section-lede{align-self:center;text-align:center;max-width:min(48rem,100%);margin-left:auto;margin-right:auto}.ipp-page.ipp-page--home-style.lap-page section .ipp-kicker{display:inline-flex;align-items:center;gap:.35rem;padding:.2rem 0;width:fit-content;max-width:100%;text-align:center;border-bottom:2px solid color-mix(in oklab,var(--primary) 55%,transparent)}.ipp-page.ipp-page--home-style.lap-page .lap-section-title-wrap{display:flex;width:100%;justify-content:center}.ipp-page.ipp-page--home-style.lap-page .ipp-reveal-h2{width:100%;max-width:min(48rem,100%);margin-left:auto;margin-right:auto;text-align:center;justify-content:center;line-height:1.22}.ipp-page.ipp-page--home-style.lap-page .ipp-reveal-h2 .rt-line{padding-bottom:.18em}.ipp-page.ipp-page--home-style.lap-page .lap-reveal-strong{margin-left:auto;margin-right:auto;text-align:center;color:var(--foreground)}.ipp-page--home-style .lap-landing-trust{background:var(--background)}.lap-editorial-section{padding-block:2.5rem 3rem}.lap-editorial-aside{margin:1.25rem auto 0;text-align:center;font-size:.9375rem;color:var(--muted-foreground)}.ipp-page.ipp-page--home-style.lap-page .lhts-editorial-quote{margin-top:0}.lyr-sub{text-align:center;font-size:clamp(.95rem,.4vw + .88rem,1.05rem);color:var(--muted-foreground,#6b6b6b);max-width:42rem;margin:-.35rem auto 0;line-height:1.6}.lyr-eight-rights-row{grid-template-columns:1fr}@media (min-width:640px){.lhts-exit-row.lyr-eight-rights-row{grid-template-columns:repeat(2,minmax(0,1fr));gap:1.65rem 1rem;padding-inline:1.35rem}}@media (min-width:1200px){.lhts-exit-row.lyr-eight-rights-row{grid-template-columns:repeat(4,minmax(0,1fr));gap:1.5rem 1rem}}.lyr-eight-rights-shell .lhts-exit-card__title{font-size:clamp(.88rem,.55vw + .78rem,1rem);line-height:1.28}.lyr-eight-rights-shell .lhts-exit-card__desc{max-width:38ch;font-size:.8125rem;line-height:1.55}.lyr-eight-rights-shell.lhts-exit-shell{border:1px solid color-mix(in oklab,var(--ipp-gold) 26%,rgba(255,255,255,.08));box-shadow:0 0 0 1px color-mix(in oklab,var(--ipp-gold) 10%,transparent),0 22px 56px -30px rgba(0,0,0,.5),0 0 72px -36px color-mix(in oklab,var(--ipp-gold) 16%,transparent)}.lyr-eight-rights-shell.ipp-dark-surface:before{opacity:.55}.lyr-eight-rights-shell .lhts-exit-card{position:relative;isolation:isolate;padding:1.35rem .75rem 1.45rem;border-radius:.8rem;overflow:hidden;border:1px solid color-mix(in oklab,var(--ipp-gold) 20%,rgba(255,255,255,.07));background:linear-gradient(138deg,color-mix(in oklab,var(--ipp-gold) 9%,rgba(255,255,255,.045)) 0,rgba(255,255,255,.028) 42%,transparent 72%);box-shadow:inset 0 1px 0 color-mix(in oklab,var(--ipp-gold) 12%,transparent);transition:border-color .22s ease,box-shadow .22s ease}@media (prefers-reduced-motion:reduce){.lyr-eight-rights-shell .lhts-exit-card{transition:none}}.lyr-eight-rights-shell .lhts-exit-card:before{content:"";position:absolute;z-index:0;top:0;left:.45rem;right:.45rem;height:2px;border-radius:0 0 3px 3px;background:linear-gradient(90deg,transparent,color-mix(in oklab,var(--ipp-gold) 55%,transparent) 26%,var(--ipp-gold) 50%,color-mix(in oklab,var(--ipp-gold) 55%,transparent) 74%,transparent);box-shadow:0 0 18px color-mix(in oklab,var(--ipp-gold) 28%,transparent);pointer-events:none}.lyr-eight-rights-shell .lhts-exit-card:after{content:"";position:absolute;z-index:0;inset:auto -28% -42% auto;width:min(75%,10rem);height:min(52%,6.5rem);border-radius:50%;background:radial-gradient(closest-side,color-mix(in oklab,var(--ipp-gold) 11%,transparent),transparent);opacity:.9;pointer-events:none}.lyr-eight-rights-shell .lhts-exit-card:hover{border-color:color-mix(in oklab,var(--ipp-gold) 34%,rgba(255,255,255,.1));box-shadow:inset 0 1px 0 color-mix(in oklab,var(--ipp-gold) 16%,transparent),0 0 28px -8px color-mix(in oklab,var(--ipp-gold) 14%,transparent)}.lyr-eight-rights-shell .lhts-exit-card__desc,.lyr-eight-rights-shell .lhts-exit-card__title{position:relative;z-index:1}.lyr-eight-rights-shell .lhts-exit-card__title{text-shadow:0 1px 18px rgba(0,0,0,.35)}.lyr-eight-rights-shell .lhts-step-col{position:relative;z-index:1}.lyr-eight-rights-shell .lhts-step-circle{border:1px solid color-mix(in oklab,var(--ipp-gold) 52%,transparent);box-shadow:0 0 0 2px color-mix(in oklab,var(--ipp-gold) 10%,transparent),0 8px 26px -10px color-mix(in oklab,var(--ipp-gold) 32%,rgba(0,0,0,.85))}.lyr-eight-rights-shell .lhts-step-bg-1,.lyr-eight-rights-shell .lhts-step-bg-2,.lyr-eight-rights-shell .lhts-step-bg-3,.lyr-eight-rights-shell .lhts-step-bg-4,.lyr-eight-rights-shell .lhts-step-bg-5,.lyr-eight-rights-shell .lhts-step-bg-6{background:linear-gradient(168deg,color-mix(in oklab,var(--ipp-gold) 38%,#fff) 0,color-mix(in oklab,var(--ipp-gold) 14%,#ede6dc) 100%)}.lyr-eight-rights-shell .lhts-step-circle-icon{color:color-mix(in oklab,var(--ipp-gold) 28%,#1a1410)}.lyr-eight-rights-shell .lhts-step-badge{background:linear-gradient(145deg,color-mix(in oklab,var(--ipp-gold) 88%,#fff),var(--ipp-gold));color:var(--ipp-dark,#0a0907);font-weight:700;border:1px solid color-mix(in oklab,var(--ipp-gold) 40%,transparent);box-shadow:0 0 0 2px rgba(0,0,0,.32),0 5px 16px -4px color-mix(in oklab,var(--ipp-gold) 38%,transparent)}.lyr-day-grid{display:grid;gap:2rem;margin-top:2rem;align-items:start}@media (min-width:900px){.lyr-day-grid{grid-template-columns:minmax(0,1fr) minmax(0,1.05fr);gap:2.5rem}}.lyr-day-list{display:flex;flex-direction:column;gap:1.35rem;margin:0;padding:0;list-style:none}.lyr-day-item{display:grid;grid-template-columns:auto 1fr;gap:1rem;align-items:flex-start}.lyr-day-icon{display:flex;align-items:center;justify-content:center;width:2.5rem;height:2.5rem;border-radius:.55rem;background:color-mix(in oklab,var(--ipp-gold) 12%,rgba(0,0,0,.06));color:var(--ipp-gold);flex-shrink:0}.lyr-day-icon svg{width:1.25rem;height:1.25rem}.lyr-day-item h3{margin:0 0 .4rem;font-size:1rem;font-weight:700;color:var(--ipp-charcoal);line-height:1.3}.lyr-day-item p{margin:0;font-size:.9375rem;line-height:1.65;color:var(--ipp-body)}.lyr-distinction-wrap{margin-top:1.5rem}.lyr-distinction-kicker{font-size:.65rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--primary);margin:0 0 .75rem}.lyr-model-pair{display:grid;gap:1.2rem;margin-top:2rem}@media (min-width:768px){.lyr-model-pair{grid-template-columns:repeat(2,minmax(0,1fr));gap:1.15rem}}.lyr-model-card{position:relative;isolation:isolate;overflow:hidden;border-radius:1.05rem;border:1px solid color-mix(in oklab,#94a3b8 22%,rgba(255,255,255,.08));background:radial-gradient(95% 70% at 10% -5%,color-mix(in oklab,#64748b 18%,transparent),transparent 44%),radial-gradient(65% 48% at 100% 100%,rgba(255,255,255,.04),transparent 52%),linear-gradient(168deg,#0c0c0c,#030303 46%,#080808);box-shadow:0 0 0 1px color-mix(in oklab,#fff 4%,transparent),0 18px 48px -26px rgba(0,0,0,.5);transition:border-color .22s ease,box-shadow .22s ease}.lyr-model-card .lyr-scenario-pattern-layer{opacity:.28}.lyr-model-card:before{z-index:1;top:0;left:.55rem;right:.55rem;height:2px;border-radius:0 0 3px 3px;background:linear-gradient(90deg,transparent,color-mix(in oklab,#94a3b8 55%,transparent) 28%,color-mix(in oklab,#cbd5e1 70%,transparent) 50%,color-mix(in oklab,#94a3b8 55%,transparent) 72%,transparent);opacity:.85}.lyr-model-card:after,.lyr-model-card:before{content:"";position:absolute;pointer-events:none}.lyr-model-card:after{z-index:0;inset:auto -28% -40% auto;width:min(78%,12rem);height:min(52%,7rem);border-radius:50%;background:radial-gradient(closest-side,color-mix(in oklab,#64748b 12%,transparent),transparent);opacity:.75}@media (prefers-reduced-motion:reduce){.lyr-model-card{transition:none}}.lyr-model-card:hover{border-color:color-mix(in oklab,#94a3b8 35%,rgba(255,255,255,.12));box-shadow:0 0 0 1px color-mix(in oklab,#fff 5%,transparent),0 22px 52px -24px rgba(0,0,0,.48)}.lyr-model-card--gold{border:1px solid color-mix(in oklab,var(--primary) 28%,rgba(255,255,255,.12));background:radial-gradient(100% 72% at 12% -8%,color-mix(in oklab,var(--primary) 22%,transparent),transparent 46%),radial-gradient(70% 50% at 100% 100%,color-mix(in oklab,var(--primary) 8%,#061812),transparent 52%),linear-gradient(168deg,#0c0c0c 0,#030303 45%,#080808 100%);box-shadow:0 0 0 1px color-mix(in oklab,var(--primary) 22%,transparent),0 0 0 2px color-mix(in oklab,var(--primary) 42%,transparent),0 20px 56px -24px color-mix(in oklab,var(--primary) 22%,rgba(0,0,0,.65))}.lyr-model-card--gold:before{background:linear-gradient(90deg,transparent,color-mix(in oklab,var(--primary) 48%,transparent) 24%,var(--primary) 50%,color-mix(in oklab,var(--primary) 48%,transparent) 76%,transparent);box-shadow:0 0 20px color-mix(in oklab,var(--primary) 26%,transparent);opacity:1}.lyr-model-card--gold:after{inset:auto -30% -42% auto;background:radial-gradient(closest-side,color-mix(in oklab,var(--primary) 13%,transparent),transparent);opacity:.88}.lyr-model-card--gold:hover{border-color:color-mix(in oklab,var(--primary) 42%,rgba(255,255,255,.14));box-shadow:0 0 0 1px color-mix(in oklab,var(--primary) 28%,transparent),0 0 0 2px color-mix(in oklab,var(--primary) 50%,transparent),0 24px 60px -22px color-mix(in oklab,var(--primary) 26%,rgba(0,0,0,.55))}.lyr-model-card__inner{position:relative;z-index:2;padding:1.55rem 1.3rem 1.6rem}.lyr-model-card h3{margin:0 0 .85rem;padding-bottom:.65rem;font-size:1rem;font-weight:800;color:#fff;letter-spacing:-.02em;line-height:1.3;border-bottom:1px solid rgba(255,255,255,.1);position:relative}.lyr-model-card h3:after{content:"";position:absolute;left:0;bottom:-1px;width:min(48%,11rem);height:2px;border-radius:1px;background:linear-gradient(90deg,color-mix(in oklab,#94a3b8 80%,transparent),color-mix(in oklab,#cbd5e1 50%,transparent));opacity:.9}.lyr-model-card--gold h3{text-shadow:0 0 32px color-mix(in oklab,var(--primary) 18%,transparent)}.lyr-model-card--gold h3:after{width:min(62%,14rem);background:linear-gradient(90deg,transparent,var(--primary),transparent);box-shadow:0 0 14px color-mix(in oklab,var(--primary) 32%,transparent);left:50%;transform:translateX(-50%)}.lyr-model-card ul{margin:0;padding:0;list-style:none;font-size:.875rem;line-height:1.65;color:rgba(255,255,255,.86)}.lyr-model-card li{position:relative;margin-bottom:.7rem;padding-left:.9rem;border-left:2px solid rgba(255,255,255,.12)}.lyr-model-card li:last-child{margin-bottom:0}.lyr-model-card--gold li{border-left-color:color-mix(in oklab,var(--primary) 48%,transparent)}.lyr-reveal-bold{font-size:clamp(1.05rem,.9vw + .9rem,1.2rem);font-weight:700;line-height:1.45;color:var(--foreground,var(--ipp-charcoal));margin:.5rem 0 0;max-width:42rem}.lyr-formula-ltom .lyr-formula-pre{margin:0;width:100%;max-width:36rem;font-family:var(--font-sans);font-size:clamp(.78rem,.35vw + .7rem,.9rem);line-height:1.65;white-space:pre-wrap;text-align:center;color:var(--muted-foreground);font-weight:500}.lyr-check-grid{display:grid;gap:1.25rem;margin-top:2rem}@media (min-width:768px){.lyr-check-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}.lyr-check-item{display:grid;grid-template-columns:auto 1fr;gap:.85rem;align-items:flex-start}.lyr-check-mark{color:var(--ipp-gold);font-weight:800;font-size:1.1rem;line-height:1.2}.lyr-check-item strong{display:block;font-size:.9375rem;color:var(--foreground,var(--ipp-charcoal));margin-bottom:.35rem}.lyr-check-item p{margin:0;font-size:.9rem;line-height:1.6;color:var(--muted-foreground,var(--ipp-body))}.lyr-insurance-head{position:relative;font-size:clamp(1.15rem,1.2vw + .95rem,1.45rem);font-weight:700;color:var(--foreground);margin:0 0 1.35rem;padding-bottom:.85rem;line-height:1.35;letter-spacing:-.02em}.lyr-insurance-head:after{content:"";position:absolute;left:0;bottom:0;width:min(12rem,100%);height:3px;border-radius:2px;background:linear-gradient(90deg,var(--primary),color-mix(in oklab,var(--primary) 35%,transparent));box-shadow:0 0 20px color-mix(in oklab,var(--primary) 28%,transparent)}.lyr-insurance-open{position:relative;margin-top:2rem;padding:1.65rem 1.3rem 1.75rem;border-radius:.9rem;border:1px solid color-mix(in oklab,var(--primary) 14%,var(--border));background:linear-gradient(145deg,color-mix(in oklab,var(--primary) 5%,var(--card)) 0,var(--card) 42%,color-mix(in oklab,var(--muted) 8%,var(--card)) 100%);box-shadow:0 1px 0 color-mix(in oklab,var(--foreground) 4%,transparent),0 16px 44px -28px color-mix(in oklab,var(--foreground) 10%,transparent);overflow:hidden}.lyr-insurance-open:before{content:"";position:absolute;top:0;left:.65rem;right:.65rem;height:2px;border-radius:0 0 3px 3px;background:linear-gradient(90deg,transparent,color-mix(in oklab,var(--primary) 45%,transparent) 22%,var(--primary) 50%,color-mix(in oklab,var(--primary) 45%,transparent) 78%,transparent);box-shadow:0 0 18px color-mix(in oklab,var(--primary) 20%,transparent);pointer-events:none}.lyr-insurance-open>div{position:relative;z-index:1}.lyr-insurance-grid{display:grid;gap:1.1rem 1.25rem;margin:0;padding:0;list-style:none}@media (min-width:768px){.lyr-insurance-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1.15rem 1.2rem}}.lyr-insurance-item{position:relative;display:grid;grid-template-columns:auto 1fr;gap:.95rem 1rem;align-items:flex-start;padding:1.05rem 1rem 1.1rem 1.05rem;border-radius:.75rem;border:1px solid color-mix(in oklab,var(--primary) 12%,var(--border));background:color-mix(in oklab,var(--background) 55%,var(--card));box-shadow:inset 0 1px 0 color-mix(in oklab,var(--foreground) 4%,transparent),0 1px 0 color-mix(in oklab,var(--primary) 8%,transparent);transition:border-color .2s ease,box-shadow .2s ease}@media (prefers-reduced-motion:reduce){.lyr-insurance-item{transition:none}}.lyr-insurance-item:before{content:"";position:absolute;left:0;top:.65rem;bottom:.65rem;width:3px;border-radius:0 3px 3px 0;background:linear-gradient(180deg,color-mix(in oklab,var(--primary) 75%,#fff),var(--primary),color-mix(in oklab,var(--primary) 45%,var(--muted-foreground)));opacity:.9;pointer-events:none}.lyr-insurance-item:hover{border-color:color-mix(in oklab,var(--primary) 26%,var(--border));box-shadow:inset 0 1px 0 color-mix(in oklab,var(--foreground) 5%,transparent),0 0 22px -10px color-mix(in oklab,var(--primary) 14%,transparent)}.lyr-insurance-num{position:relative;z-index:1;display:block;font-size:clamp(.95rem,.4vw + .85rem,1.05rem);font-weight:800;line-height:1.35;color:var(--primary);min-width:0;padding:0;border:none;background:none;box-shadow:none;border-radius:0}.lyr-insurance-item h3{margin:0 0 .4rem;font-size:.9rem;font-weight:700;color:var(--foreground);line-height:1.3;letter-spacing:-.015em}.lyr-insurance-item p{margin:0;font-size:.875rem;line-height:1.6;color:var(--muted-foreground)}.lyr-insurance-item h3,.lyr-insurance-item p{position:relative;z-index:1}.lyr-scenario-grid{display:grid;gap:1.15rem;margin-top:2rem}@media (min-width:900px){.lyr-scenario-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:1.1rem}}.lyr-scenario-card{position:relative;isolation:isolate;overflow:hidden;border-radius:1.05rem;border:1px solid color-mix(in oklab,var(--primary) 22%,rgba(255,255,255,.1));background:radial-gradient(105% 72% at 8% -8%,color-mix(in oklab,var(--primary) 20%,transparent),transparent 44%),radial-gradient(70% 50% at 100% 100%,color-mix(in oklab,var(--primary) 8%,#061812),transparent 55%),linear-gradient(168deg,#0c0c0c 0,#030303 46%,#080808 100%);box-shadow:0 0 0 1px color-mix(in oklab,#fff 5%,transparent),0 18px 48px -26px rgba(0,0,0,.5),0 0 56px -32px color-mix(in oklab,var(--primary) 14%,transparent);transition:border-color .22s ease,box-shadow .22s ease}@media (prefers-reduced-motion:reduce){.lyr-scenario-card{transition:none}}.lyr-scenario-card:hover{border-color:color-mix(in oklab,var(--primary) 34%,rgba(255,255,255,.14));box-shadow:0 0 0 1px color-mix(in oklab,#fff 6%,transparent),0 22px 52px -24px rgba(0,0,0,.48),0 0 64px -28px color-mix(in oklab,var(--primary) 18%,transparent)}.lyr-scenario-card:before{content:"";position:absolute;z-index:1;top:0;left:.55rem;right:.55rem;height:2px;border-radius:0 0 3px 3px;background:linear-gradient(90deg,transparent,color-mix(in oklab,var(--primary) 48%,transparent) 24%,var(--primary) 50%,color-mix(in oklab,var(--primary) 48%,transparent) 76%,transparent);box-shadow:0 0 20px color-mix(in oklab,var(--primary) 26%,transparent);pointer-events:none}.lyr-scenario-card:after{content:"";position:absolute;z-index:0;inset:auto;width:min(85%,14rem);height:min(55%,9rem);border-radius:50%;background:radial-gradient(closest-side,color-mix(in oklab,var(--primary) 11%,transparent),transparent);opacity:.85;pointer-events:none}.lyr-scenario-card:first-child:after{right:-32%;bottom:-38%}.lyr-scenario-card:nth-child(2):after{left:50%;bottom:-42%;transform:translateX(-50%)}.lyr-scenario-card:nth-child(3):after{left:-28%;bottom:-36%}.lyr-scenario-pattern-layer{z-index:0;border-radius:inherit;overflow:hidden;opacity:.3}.lyr-scenario-pattern-layer,.lyr-scenario-patterns{position:absolute;inset:0;height:100%;width:100%;pointer-events:none}.lyr-scenario-patterns{display:block;mix-blend-mode:hard-light;user-select:none}.lyr-scenario-card__inner{position:relative;z-index:2;padding:1.5rem 1.25rem 1.55rem}.lyr-scenario-card h3{margin:0 0 .85rem;padding-bottom:.7rem;font-size:.9375rem;font-weight:800;color:#fff;line-height:1.3;letter-spacing:-.02em;border-bottom:1px solid rgba(255,255,255,.1);position:relative;text-shadow:0 0 36px color-mix(in oklab,var(--primary) 18%,transparent)}.lyr-scenario-card h3:after{content:"";position:absolute;left:0;bottom:-1px;width:min(42%,9rem);height:2px;border-radius:1px;background:linear-gradient(90deg,var(--primary),color-mix(in oklab,var(--primary) 25%,transparent));box-shadow:0 0 14px color-mix(in oklab,var(--primary) 35%,transparent)}.lyr-scenario-card p{margin:0 0 .5rem;font-size:.875rem;line-height:1.6;color:rgba(255,255,255,.86)}.lyr-scenario-outcome{margin-top:.85rem!important;padding:.75rem .85rem .8rem!important;border-radius:.55rem;background:color-mix(in oklab,var(--primary) 9%,rgba(255,255,255,.04))!important;box-shadow:inset 0 1px 0 color-mix(in oklab,var(--primary) 12%,transparent);font-weight:600!important;color:var(--primary)!important;line-height:1.45;border:1px solid color-mix(in oklab,var(--primary) 28%,rgba(255,255,255,.12))!important;border-top:none!important}.lyr-example-block{position:relative;margin-top:2rem;overflow:hidden;border-radius:1.05rem;border:1px solid color-mix(in oklab,var(--primary) 26%,rgba(255,255,255,.08));background:radial-gradient(110% 75% at 10% -5%,color-mix(in oklab,var(--primary) 24%,transparent),transparent 46%),radial-gradient(85% 55% at 102% 102%,color-mix(in oklab,var(--primary) 12%,#061a14),transparent 52%),linear-gradient(168deg,#0c0c0c 0,#030303 42%,#080808 100%);box-shadow:0 0 0 1px color-mix(in oklab,#fff 5%,transparent),0 22px 60px -30px rgba(0,0,0,.55),0 0 72px -38px color-mix(in oklab,var(--primary) 18%,transparent)}.lyr-example-block .lyr-scenario-pattern-layer{opacity:.34}.lyr-example-block__inner{position:relative;z-index:1;padding:1.65rem 1.4rem 1.75rem}.lyr-example-block__inner:before{content:"";position:absolute;top:0;left:1rem;right:1rem;height:2px;border-radius:0 0 3px 3px;background:linear-gradient(90deg,transparent,color-mix(in oklab,var(--primary) 45%,transparent) 22%,var(--primary) 50%,color-mix(in oklab,var(--primary) 45%,transparent) 78%,transparent);box-shadow:0 0 22px color-mix(in oklab,var(--primary) 28%,transparent);pointer-events:none}.lyr-example-block__kicker{margin:0 0 1.35rem;padding-top:.15rem;font-size:.65rem;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:color-mix(in oklab,var(--primary) 88%,#fff);text-shadow:0 0 36px color-mix(in oklab,var(--primary) 35%,transparent)}.lyr-example-dl{margin:0;padding:0;border-radius:.7rem;background:linear-gradient(145deg,color-mix(in oklab,#fff 6%,transparent),color-mix(in oklab,#fff 2.5%,transparent));border:1px solid color-mix(in oklab,var(--primary) 16%,rgba(255,255,255,.12));box-shadow:inset 0 1px 0 color-mix(in oklab,var(--primary) 10%,transparent);overflow:hidden}.lyr-example-dl__row{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.15fr);gap:.65rem 1rem;align-items:baseline;padding:.9rem 1.15rem .95rem 1.25rem;border-bottom:1px solid rgba(255,255,255,.08);position:relative}.lyr-example-dl__row:before{content:"";position:absolute;left:0;top:.65rem;bottom:.65rem;width:3px;border-radius:0 3px 3px 0;background:linear-gradient(180deg,color-mix(in oklab,var(--primary) 70%,#fff),var(--primary),color-mix(in oklab,var(--primary) 45%,transparent));opacity:.85;pointer-events:none}.lyr-example-dl__row:last-child{border-bottom:none}@media (max-width:479px){.lyr-example-dl__row{grid-template-columns:1fr;gap:.35rem}}.lyr-example-dl dt{margin:0;font-size:.65rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:rgba(255,255,255,.55)}.lyr-example-dl dd{margin:0;font-family:ui-monospace,SFMono-Regular,SF Mono,Menlo,Consolas,monospace;font-size:clamp(.85rem,.5vw + .78rem,.98rem);font-weight:600;font-variant-numeric:tabular-nums;letter-spacing:-.02em;color:rgba(255,255,255,.96);line-height:1.35}.lyr-example-calc{margin-top:1.35rem;padding:1.2rem 1.1rem 1.25rem 1.15rem;border-radius:.65rem;border:1px solid color-mix(in oklab,var(--primary) 18%,rgba(255,255,255,.1));background:color-mix(in oklab,var(--primary) 6%,rgba(255,255,255,.04));box-shadow:inset 0 1px 0 color-mix(in oklab,var(--primary) 12%,transparent)}.lyr-example-calc__label{margin:0 0 .5rem;font-size:.65rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--primary)}.lyr-example-calc__line{margin:0 0 .45rem;font-size:.875rem;line-height:1.55;color:rgba(255,255,255,.82)}.lyr-example-calc__surplus{margin:0;font-size:.9375rem;line-height:1.5;font-weight:600;color:rgba(255,255,255,.92)}.lyr-example-calc__figure{font-family:ui-monospace,SFMono-Regular,SF Mono,Menlo,Consolas,monospace;font-size:1.05em;font-weight:700;font-variant-numeric:tabular-nums;color:var(--primary);text-shadow:0 0 28px color-mix(in oklab,var(--primary) 35%,transparent)}.lyr-example-block__footer{margin:1.35rem 0 0;padding-top:1.15rem;border-top:1px solid rgba(255,255,255,.1);font-size:clamp(.9rem,.45vw + .82rem,1.05rem);font-weight:600;line-height:1.45;color:rgba(255,255,255,.88);letter-spacing:-.015em}.lyr-example-block__footer-accent{font-weight:700;color:color-mix(in oklab,var(--primary) 88%,#fff)}.lyr-layer-grid{display:grid;gap:1.25rem;margin-top:2rem}@media (min-width:900px){.lyr-layer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}.lyr-layer-card{position:relative;isolation:isolate;padding:1.55rem 1.35rem 1.65rem 1.45rem;border-radius:.9rem;background:linear-gradient(128deg,color-mix(in oklab,var(--primary) 9%,var(--card,#fff)) 0,var(--card,#fff) 48%,color-mix(in oklab,var(--muted) 10%,var(--card,#fff)) 100%);color:var(--foreground);border:1px solid color-mix(in oklab,var(--primary) 18%,var(--border,#e5e5e5));box-shadow:0 1px 0 color-mix(in oklab,var(--foreground) 4%,transparent),0 16px 42px -26px color-mix(in oklab,var(--foreground) 11%,transparent);overflow:hidden;transition:border-color .22s ease,box-shadow .22s ease}@media (prefers-reduced-motion:reduce){.lyr-layer-card{transition:none}}.lyr-layer-card:first-child{box-shadow:inset 3px 0 0 color-mix(in oklab,var(--primary) 58%,transparent),0 1px 0 color-mix(in oklab,var(--foreground) 4%,transparent),0 16px 42px -26px color-mix(in oklab,var(--foreground) 11%,transparent)}.lyr-layer-card:nth-child(2){box-shadow:inset 0 3px 0 0 color-mix(in oklab,var(--primary) 52%,transparent),0 1px 0 color-mix(in oklab,var(--foreground) 4%,transparent),0 16px 42px -26px color-mix(in oklab,var(--foreground) 11%,transparent)}.lyr-layer-card:hover{border-color:color-mix(in oklab,var(--primary) 30%,var(--border,#e5e5e5));box-shadow:0 1px 0 color-mix(in oklab,var(--foreground) 5%,transparent),0 20px 48px -24px color-mix(in oklab,var(--primary) 14%,transparent)}.lyr-layer-card:first-child:hover{box-shadow:inset 3px 0 0 color-mix(in oklab,var(--primary) 70%,transparent),0 1px 0 color-mix(in oklab,var(--foreground) 5%,transparent),0 20px 48px -24px color-mix(in oklab,var(--primary) 14%,transparent)}.lyr-layer-card:nth-child(2):hover{box-shadow:inset 0 3px 0 0 color-mix(in oklab,var(--primary) 65%,transparent),0 1px 0 color-mix(in oklab,var(--foreground) 5%,transparent),0 20px 48px -24px color-mix(in oklab,var(--primary) 14%,transparent)}.lyr-layer-card:before{top:0;left:.55rem;right:.55rem;height:2px;border-radius:0 0 3px 3px;background:linear-gradient(90deg,transparent,color-mix(in oklab,var(--primary) 45%,transparent) 24%,var(--primary) 50%,color-mix(in oklab,var(--primary) 45%,transparent) 76%,transparent);box-shadow:0 0 18px color-mix(in oklab,var(--primary) 22%,transparent)}.lyr-layer-card:after,.lyr-layer-card:before{content:"";position:absolute;z-index:0;pointer-events:none}.lyr-layer-card:after{inset:auto -35% -45% auto;width:min(72%,12rem);height:min(58%,8rem);border-radius:50%;background:radial-gradient(closest-side,color-mix(in oklab,var(--primary) 11%,transparent),transparent);opacity:.75}.lyr-layer-card>*{position:relative;z-index:1}.lyr-layer-kicker{font-size:.65rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--primary);margin:0 0 .55rem}.lyr-layer-card h3{margin:0 0 .85rem;font-size:clamp(1.05rem,.8vw + .9rem,1.2rem);font-weight:700;color:var(--foreground);line-height:1.25;letter-spacing:-.02em}.lyr-layer-card p{margin:0;font-size:.9375rem;line-height:1.65;color:var(--muted-foreground)}#section-exit .lhts-exit-shell{background:transparent;border:none;box-shadow:none;border-radius:0;overflow:visible}#section-exit .lhts-exit-shell .nal-blur-left,#section-exit .lhts-exit-shell .nal-blur-right,#section-exit .lhts-exit-shell .nal-patterns-wrap,#section-exit .lhts-exit-shell.ipp-dark-surface:before{display:none}#section-exit .lhts-exit-row{position:relative;z-index:1;gap:1.45rem 1.2rem;padding:0}@media (min-width:900px){#section-exit .lhts-exit-row{gap:1.75rem 1.35rem}}#section-exit .lhts-exit-card{position:relative;isolation:isolate;padding:1.45rem .95rem 1.55rem;border-radius:.85rem;overflow:hidden;border:1px solid color-mix(in oklab,var(--ipp-gold) 20%,rgba(255,255,255,.09));background:linear-gradient(128deg,color-mix(in oklab,var(--ipp-gold) 10%,rgba(22,22,22,.98)) 0,color-mix(in oklab,var(--ipp-gold) 4%,#0c0c0c) 45%,#080808 100%);box-shadow:inset 0 1px 0 color-mix(in oklab,var(--ipp-gold) 11%,transparent),inset 3px 0 0 color-mix(in oklab,var(--ipp-gold) 35%,transparent);transition:border-color .22s ease,box-shadow .22s ease}@media (prefers-reduced-motion:reduce){#section-exit .lhts-exit-card{transition:none}}#section-exit .lhts-exit-card:nth-child(2){box-shadow:inset 0 1px 0 color-mix(in oklab,var(--ipp-gold) 11%,transparent),inset 0 3px 0 0 color-mix(in oklab,var(--ipp-gold) 38%,transparent)}#section-exit .lhts-exit-card:nth-child(3){box-shadow:inset 0 1px 0 color-mix(in oklab,var(--ipp-gold) 11%,transparent),inset -3px 0 0 0 color-mix(in oklab,var(--ipp-gold) 32%,transparent)}#section-exit .lhts-exit-card:before{content:"";position:absolute;z-index:0;top:0;left:.45rem;right:.45rem;height:2px;border-radius:0 0 3px 3px;background:linear-gradient(90deg,transparent,color-mix(in oklab,var(--ipp-gold) 48%,transparent) 24%,var(--ipp-gold) 50%,color-mix(in oklab,var(--ipp-gold) 48%,transparent) 76%,transparent);box-shadow:0 0 18px color-mix(in oklab,var(--ipp-gold) 24%,transparent);pointer-events:none}#section-exit .lhts-exit-card:after{content:"";position:absolute;z-index:0;width:min(78%,11rem);height:min(54%,7rem);border-radius:50%;background:radial-gradient(closest-side,color-mix(in oklab,var(--ipp-gold) 11%,transparent),transparent);opacity:.88;pointer-events:none}#section-exit .lhts-exit-card:first-child:after{inset:auto -32% -42% auto}#section-exit .lhts-exit-card:nth-child(2):after{inset:auto auto -44% 50%;transform:translateX(-50%)}#section-exit .lhts-exit-card:nth-child(3):after{inset:auto auto -40% -30%}#section-exit .lhts-exit-card:hover{border-color:color-mix(in oklab,var(--ipp-gold) 36%,rgba(255,255,255,.12));box-shadow:inset 0 1px 0 color-mix(in oklab,var(--ipp-gold) 15%,transparent),inset 3px 0 0 color-mix(in oklab,var(--ipp-gold) 48%,transparent),0 0 32px -8px color-mix(in oklab,var(--ipp-gold) 14%,transparent)}#section-exit .lhts-exit-card:nth-child(2):hover{box-shadow:inset 0 1px 0 color-mix(in oklab,var(--ipp-gold) 15%,transparent),inset 0 3px 0 0 color-mix(in oklab,var(--ipp-gold) 52%,transparent),0 0 32px -8px color-mix(in oklab,var(--ipp-gold) 14%,transparent)}#section-exit .lhts-exit-card:nth-child(3):hover{box-shadow:inset 0 1px 0 color-mix(in oklab,var(--ipp-gold) 15%,transparent),inset -3px 0 0 0 color-mix(in oklab,var(--ipp-gold) 46%,transparent),0 0 32px -8px color-mix(in oklab,var(--ipp-gold) 14%,transparent)}#section-exit .lhts-exit-card .lhts-step-col,#section-exit .lhts-exit-card__desc,#section-exit .lhts-exit-card__title{position:relative;z-index:1}#section-exit .lhts-exit-card__title{margin-bottom:.65rem!important;padding-bottom:.55rem;border-bottom:1px solid rgba(255,255,255,.1);text-shadow:0 0 32px color-mix(in oklab,var(--ipp-gold) 16%,transparent)}#section-exit .lhts-exit-card__title:after{content:"";position:absolute;left:50%;transform:translateX(-50%);bottom:-1px;width:min(70%,14rem);height:2px;border-radius:1px;background:linear-gradient(90deg,transparent,var(--ipp-gold),transparent);box-shadow:0 0 14px color-mix(in oklab,var(--ipp-gold) 32%,transparent);opacity:.95}#section-exit .lhts-exit-card__desc{color:rgba(255,255,255,.86);max-width:36ch;margin-left:auto;margin-right:auto}#section-exit .lhts-step-circle{border:1px solid color-mix(in oklab,var(--ipp-gold) 52%,transparent);box-shadow:0 0 0 2px color-mix(in oklab,var(--ipp-gold) 9%,transparent),0 10px 26px -10px color-mix(in oklab,var(--ipp-gold) 30%,rgba(0,0,0,.78))}#section-exit .lhts-step-badge{background:linear-gradient(145deg,color-mix(in oklab,var(--ipp-gold) 88%,#fff),var(--ipp-gold));color:var(--ipp-dark,#0a0907);font-weight:700;border:1px solid color-mix(in oklab,var(--ipp-gold) 42%,transparent);box-shadow:0 0 0 2px rgba(0,0,0,.3),0 5px 16px -4px color-mix(in oklab,var(--ipp-gold) 34%,transparent)}.ipp-page.ipp-page--home-style.lyr-page section .ipp-inner>div{display:flex;flex-direction:column;align-items:center}.ipp-page.ipp-page--home-style.lyr-page section .ipp-section-motion-children{align-self:stretch;width:100%}.ipp-page.ipp-page--home-style.lyr-page section .ipp-kicker{display:inline-flex;align-items:center;gap:.35rem;padding:.2rem 0;width:fit-content;max-width:100%;text-align:center;border-bottom:2px solid color-mix(in oklab,var(--primary) 55%,transparent)}.ipp-page.ipp-page--home-style.lyr-page .lyr-section-title-wrap{display:flex;width:100%;justify-content:center}.ipp-page.ipp-page--home-style.lyr-page .ipp-reveal-h2{width:100%;max-width:min(48rem,100%);margin-left:auto;margin-right:auto;text-align:center;justify-content:center;line-height:1.22}.ipp-page.ipp-page--home-style.lyr-page .ipp-reveal-h2 .rt-line{padding-bottom:.18em}.ipp-page.ipp-page--home-style.lyr-page .lyr-sub{text-align:center;margin-left:auto;margin-right:auto;margin-top:0;max-width:min(48rem,100%);font-size:clamp(1.1rem,1.2vw + .618rem,1.382rem);line-height:1.618;color:var(--muted-foreground)}.ipp-page--home-style .lyr-landing-trust{background:var(--background)}.lyr-editorial-quote{margin:0 auto;padding:0;max-width:min(40rem,100%);text-align:center;color:var(--foreground);background:transparent;border:none}.lyr-editorial-quote--left{margin:0;max-width:none;text-align:left}.lyr-editorial-quote:after,.lyr-editorial-quote:before{font-family:Georgia,Times New Roman,Times,serif;font-size:clamp(2rem,3.5vw + 1rem,3rem);line-height:1;color:color-mix(in oklab,var(--primary) 55%,transparent)}.lyr-editorial-quote:before{content:"\201C";display:block;margin-bottom:.35rem}.lyr-editorial-quote:after{content:"\201D";display:block;margin-top:.35rem}.lyr-editorial-quote p{margin:0 0 .5rem;font-size:clamp(1rem,.5vw + .92rem,1.125rem);font-style:italic;line-height:1.55;color:var(--muted-foreground)}.lyr-editorial-quote p:last-child{margin-bottom:0}.lyr-editorial-section{padding-block:2.5rem 3rem}.lyr-editorial-aside{margin:1.25rem auto 0;text-align:center;font-size:.9375rem;color:var(--muted-foreground)}.ipp-page--home-style .lyr-day-item h3{color:var(--foreground)}.ipp-page--home-style .lyr-day-item p{color:var(--muted-foreground)}.ipp-page--home-style .lyr-day-icon{background:color-mix(in oklab,var(--primary) 12%,transparent);color:var(--primary)}